3 420 moral awareness identify decisions situations

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Unformatted text preview: I react to this situations, what should I do? 3 4/20 Moral awareness: identify decisions / situations with moral content, that are ethically sensitive (newspaper test) Ethical action: what is actually done Actuarial Statistics – Module 4b: Ethical perspectives Moral awareness in context: Actuarial applications Discrimination in insurance 1 Introduction - Ethics Some elements of definition The process 2 Moral awareness in context: Actuarial applications Discrimination in insurance Heterogeneity in insurance Heterogeneity - Illustrations Discrimination - Illustrations 3 Moral judgement: Possible frameworks Central questions Utilitarianism Deontology A. Asher’s framework 5/20 Actuarial Statistics – Module 4b: Ethical perspectives Moral awareness in context: Actuarial applications Discrimination in insurance What exactly are we doing in actuarial statistics? Differentiating between people on the basis of their risk profile (likelyhood to make frequent and/or large claims). Why? To reward risk diminishing behaviours? (e.g. install locks...
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This document was uploaded on 04/03/2014.

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