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Unformatted text preview: our solicitation.
Our program covers business personal property for replacement cost. For even
small health clubs, their investment in cardiovascular-fitness equipment often runs
to $250000 or more. Sometimes we find a dub owner’s estimation ci the value of
this equipment is way off So we ask the owner to take the time to see what the
equipment cost them and insure it accordingly
In regard to liability exposures, swimming pools and Jacuzzis are always of major
concern. The pools typically are used for such activities as lap swimming and water
aerobics, rather than for recreational swimming. Private clubs with adult-only
membership policies normally are not required to post lifeguards at the pools, but
they are required to make periodic “safety sweeps” of the pools and such other
areas as locker rooms, saunas and steam rooms. We ensure that these sweeps are
being properly documented.
Given that unfit people sometimes exercise too strenuously at clubs, heart attacks
are not uncommon. In fact we experience five or six fatalities per year among the
dubs we insure. The waiver language in the membership agreements again help...
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This note was uploaded on 04/04/2014 for the course RMI 2101 taught by Professor Gary during the Fall '10 term at Temple.
- Fall '10