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Unformatted text preview: clude coverage for ownedflood and
earthquake. Under a separate policy, again placed through K&K insurance, we
can provide workers compensation insurance. also We have a separate program that provides professional and general liability
insurance for personal trainers and fitness instructors. It is endorsed by the
American Council on Exercise, the nation’s leading certification body in its field.
Available limits range from $500,000 to $5 million. Through the association, we
insure some 4,500 trainers and instructors, who pay annual premiums ranging from$124 to $231. They receive individual certificates off a master group policy written
for the program.
Most of our business comes from referrals and from our involvement with
associations, both the IHRSA and state health club associations in California and
the Pacific Northwest. We have the endorsement of these associations and pay
them a small override on business sold to their members, Each risk is individually
undeiwritten, however we have no obligation to insure an association me...
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- Fall '10