Your final grade will be determined using the

Your final grade will be determined using the following weighting scale:
Midterms make up 25% (*2=50%)
Homework assignments and class participation make up 15%
Final makes up 35%

At the end of the semester, grades will be assigned on a curve based on the total number of
points earned on the three exams and the homework, properly weighted. There will be no extra
credits available.
Percentage Grade Letter
94-100 A
90-93 A-
87-89 B+
83-86 B
80-82 B-
77-79 C+
73-76 C
70-72 C-
67-69 D+
60-66 D
0-59 F
I reserve the right to lower the cutoffs.
Students are strongly encouraged to work through the problems and exercises at the end of each
chapter in the text.
On the Frank/Bernanke website at there is an Online Learning
Center which includes different questions and aids for each chapter.
Incomplete will be given only under exceptional circumstances. Any kind of emergency has to
be documented to receive an “I”. Doing poorly in the course will not be considered a valid
reason.
Religious Holiday:
The University's policy on religious holydays as stated in the University Catalog and Student
Handbook will be followed in this class. Any student may request to be excused from class to
observe a religious holyday of his or her faith.
Policies and Academic Misconduct
Every student must respect the right of all to have an equitable opportunity to learn and honestly
demonstrate the quality of their learning. Therefore, all students must adhere to a standard of