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In regards to medication coverage for the US and Germany, the medications are costly for both when health insurance is not in the picture. The US and Germany have a system in placecost-effective medication alternatives in many cases. There are cost effective medications for many diseases, but there are many very expensive medications to treat a variety of illness that arecostly even with adequate coverage. In the US, many use lower cost alternatives or generic to keep costs lower, or choose to forego the medication due to cost. In Germany, in accordance with the many new drugs on the market, the more expensive medications have to prove they are actually better than the older counterpart, and if you choose to use the more expensive medication you will be responsible for the cost. [ CITATION Kha14 \l 1033 ] In the US, referrals to specialists are based upon the individual plan's requirements. Some don't require a referral, and others do. In Germany, the social plans must receive a referral from their PCP; whereas, private insurers may allow participants to choose any physician of theirchoosing. [ CITATION Hea15 \l 1033 ]
C489 Task 3In the US, coverage for pre-existing conditions, according to the Affordable Care Act, cannot infringe upon one's right to access healthcare. In Germany, pre-existing conditions are waived with universal coverage.