patient that has Medicaid due to the low reimbursement rates that they will receive.
A2C. Coverage for Preexisting Conditions
In Japan, healthcare coverage, regardless of pre-existing conditions. In the United States, a
new law that went into effect in 2014, health insurance companies unable to refuse to cover
citizens or charge citizens more just because of a pre-existing condition.
A3. Finance Implications for Healthcare Delivery
There is a significant difference in the financial implication between Japan and the United
States.
In Japan, it is unheard of for someone to go into a financial crisis, causing debt or
bankruptcy over medical bills. Japan’s citizens receive quality care with minimal expenses. The
government will step in and eat the cost to help the citizens receive medical aid. Medications in
Japan are regulated by the government and physician to offer the citizens a low cost. In the
United States, a significant illness, for example, multiple sclerosis, cancer, or any other
significant disease, will put the American family in a financial crisis, causing debt or bankruptcy.
In the U.S., the government does not step in to aid in help with covering medical costs.

TASK 3
4
References
The Commonwealth Fund & International Health Care System Profiles (n.d.). The U.S. Health
Care System. Retrieved from

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- Fall '18