Corporate Social Responsibilities (CSR) .The Bank has adequate scope to provide financial assistance to the distressed and deprived people individually and through various organization – towards human development. The Bank pursuing CSR activities with funds generated from profit. The Bank disbursed Tk.61.29 million in 2010 as against allocated 70 million. CSR aims at maximizing realization of human potentials and minimizing human deprivation. CSR activities of Janata Bank Limited of 2010 are given below:- Corporate Social Responsibilities 7% 16% 7% 25% Poverty reduction and rehabilitation Health Knowledge building 20% 25% Disaster mitigation Figure3.2:- CSR activities of Janata Bank Limited of 2010 Ahsanullah University of Science & Technology 23
Janata Bank Limited Remittance Activities; A Study on Janata Bank Ltd 3.7 Information of Branches Janata Bank Ltd. operates through 868 branches. It is linked to its foreign correspondents all over the world. Janata Bank Ltd. Also have four overseas branches. Number of Branches Branches in Bangladesh Rural Branches Urban Branches Overseas Branches Total Branches Table 3.1 Number of Branches 486 382 4 872 868 List of Branches (Grade/Category wise) SL 01 02 03 04 05 06 07 08 Total Name Local Office Corporate -1 Branches Corporate -2 Branches Overseas Branches Grade - 1 Branches Grade - 2 Branches Grade - 3 Branches Grade - 4 Branches No 1 12 41 4 204 209 294 107 872 Table 3.2: List of Branches (Grade/Category wise) Ahsanullah University of Science & Technology 24
Janata Bank Limited Remittance Activities; A Study on Janata Bank Ltd 3.8 Products of JBL JBL offers both corporate and retail banking services with a strong focus on socio economic development of the country. The bank typically provides short term working capital loan and limited long term exposure. Moreover, JBL offers micro enterprise and special credit as well as rural banking. Under corporate banking service JBL provides trade finance, project finance, syndication etc. On the other hand, consumer loan, deposit scheme, remittance facilities are served through retail banking. In 2010, JBL launched its merchant banking operation to diversify its product portfolio. Current deposit Account , Short term Deposit, Savings Bank Deposit Account, Fixed Deposit, Foreign Currency Deposit, Monthly Saving Schene, Monthly Profit Based Saving Csheme, Janata Bank Savings pension Scheme (JBSPS), Janata Bank Deposit Scheme (JBDS), Education Deposit Scheme (EDS), Medical Deposit Scheme (MDS), Janata Bank Monthly Savings Scheme (JBMSS), Janata Bank Special Deposit Scheme (JBSDS), Janata Bank School Banking Savings Karjakram Deposit Products Products of JBL Credit Products Term Loan, Trade Finance, Import Finance, Export Finance, SME Financing, Micro Credit, Agricultural & Rural Credit, Consumer Credit, Home Loan, Loan for Merchant Banking E-Services ATM Operation Speedy Remittance Western Union Money Transfer, Automated Clearing, Internet Banking, ATM Banking Debit Card Operation Salary Card Figure 3.3: Product of Janata Bank Ltd.
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- Spring '17
- Dr Himani Gupta
- Janata Bank, Janata Bank Limited, Janata Bank Ltd