Bhadrachalam 119128 110323 126 396 4 Burgamphad 53813

Bhadrachalam 119128 110323 126 396 4 burgamphad 53813

This preview shows page 59 - 70 out of 87 pages.

Bhadrachalam 1191.28 1103.23 12.6 3.96 0 66.4 4.9 88.04 4 Burgamphad 538.13 529.65 2.1 0 0 6.34 0 8.4 5 Cherla 568.88 552.16 1.89 0 .4 14.4 0 16.7 6 Enkoor 1455.68 1427.84 10.9 0 0 16.9 0 27.8 7 Garla 563.04 547.42 0 0 0 15.6 0 15.6 8 Kusumanchi 599.75 569.45 5.6 .92 .104 23.58 0 30.3 9 Kukkunoor 493.79 197.64 23.44 94.5 150.16 27.5 0 296.14 10 Kunavaram 499.54 265.84 193.6 0 21.9 18.1 0 233.70 11 Kalloor 1693.03 1676.26 3.9 0 0 12.84 0 16.7 12 Kothagudem 1200.68 1168.86 0 0 0 31.8 0 31.8 13 KhammamH.O 478.37 462.62 1.11 0 0 14.64 0 15.7 14 Khammam A.B 2572.75 2481.51 16.72 1.1 0 73.5 0 91.2 15 Khammam Rural 999.41 973.35 11.31 0 0 14.74 0 26.05 16 Mudigonda 960.02 939.36 9.4 0 0 11.231 0 20.6 17 Madhira 1623.98 1602.75 0 0 0 21.23 0 21.23 18 Manuguru 2032.85 1994.04 2.8 .67 0 35.30 2 0 38.80 19 Marlapadu 1398.16 1396.76 0 0 0 1.3 0 1.3 20 Mulkalapalli 444.79 364.06 76.33 0 0 3.4 .9 80.72 21 NelakondaPalli 1790.76 1717.41 64.23 .29 0 8.8 0 73.35 22 Palvoncha 527.4 506.97 0 0 0 20.4 0 20.43 23 Penuballi 1628.40 1619.52 .84 0 0 8.03 0 8.8 24 Sathupally 1663.11 1636.32 19.5 0 0 7.24 0 26.78 25 Tirumalaipalem 672.47 637.99 22.1 0 0 12.3 0 34.48 26 Venkatapuram 642.52 622.53 3.4 0 0 16.5 0 19.9 27 Wyra 1720.68 1664.88 29.4 .12 0 26.18 0 55.7 28 Yellandu 1642.65 1452.42 127.5 6.6 0 42.39 13.68 190.23 29 Yerrupalem 1546.51 1537.83 2 0 0 6.68 0 8.68 TOTAL 33371.9 8 31829.47 644.56 108.15 173.08 597.1 6 19.5 1542.51 Provision [%] .25% 10% 20% 30% 100% 100% Provision Amount 79.57 64.4 21.6 51.9 597.1 6 19.5 754.56 Table-4.5 59
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Calculation of the NPA’s for the Year 2010-11 Type of Asset Rupees in Lakhs Sub Standard Asset 64.45 Doubtful Assets D1 21.63 D2 51.92 D3 597.16 Loss Assets 19.54 Total NPA [Gross] 1542.5 Amount Outstanding/Total Assets 33371.97 % of NPA to Total Assets 4.62% Sub Standar d Asse t Dou bt ul Assets D1 D2 D3 Loss A sse t 0 100 200 300 400 500 600 700 Interpretation: The above graph shows that in the year 2010-11 the performance of substandard assets, doubtful assets [D1, D2, D3] and loss assets. Substantial funds are being blocked under D3 . 60
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ANNEXURES 66
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Balance Sheet as on 31-03-2007 [Rupees in Lakhs ] 67 Sl.N o Liabilities Sched ule No As on 31-03- 2007 Assets Sched ule No As on 31-03- 2007 1 Share Capital 01 2405.3 Cash on Hand 18 1059.19 2 Statutory Reserves 02 2636.2 Cash at Banks 07 358.36 3 Deposits 03 11117.6 Investments 08 4045.32 4 Borrowings 04 18852.2 Loans &Advances 09 30713.1 9 5 Head office A/C 5A 33.15 Adj.Heads Due to 11 433.74 6 Adj.Heads Due By 6 478.20 Fixed Assets 10 38.56 7 Interest Payable 13 2397.8 Other Assets 17 10.97 8 Other Liabilities 16 223.08 Interest Receivable 12 1404.43 9 Reserve for Maritorium Interest 505.72 Interest Receivable on Investments 14 23.23 10 Reserve for P.M.Relief Fund due from Govt. 1470.89 Other Assets 18 1572.08 Grand Total 39659.1 0 39659.1 0
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Table-4.6 Profit & Loss Account for the Year ended 31-03-2007 [Rupees in Lakhs] Expenditure Amount Income Amount Interest Paid and Due Interest Received on Loans Schedule-A 4690.41 a)Actually paid on Borrowings & Deposits 2917.24 Interest Actually Collected 4640.4 Establishment Charges 384.95 + Interest Receivable at the end of the year 1404.4 Contingent Charges paid 141.79 -Amt receivable at the end of the last year [1354.4] DCCB Loss A/C 95.48 Misc.Other Income Received 39.048 Depreciation on Fixed Assets 5.9 Interest receivable at the end of the year 23.2 Reserve for Bad Debts .9 Amount Receivable at the end of Previous year [22.6] Reserve for Education Fund 2.0 Release of Reserve for NPA 98.24 Reserve for Agri.Stabilisation Fund 1.8 Release of Reserve on Standard Assets on Non-Agriculture 1.5 Reserve for O.D. Interest 231.6 Release of Reserve for the ST Reschmt.Interest 248.91 Reserve for Employees Gratuity 20.0 Release of Reserve for H.O.A/C 53.86 Audit Fee Charged 15.9 Release of Reserve U/S 46 of .25% on lendings [agriculture] .06 Previous Year Loss 305.39 Reserve for P.M. Relief Package 1470.89 Net Loss for 2006-07 [461.25] TOTAL 5132.77 5132.77 Table 68
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Balance Sheet as on 31- 03-2008 [Rupees in Lakhs] 69 Sl.N o Liabilities Sched ule No As on 31-03- 2008 Assets Sched ule No As on 31-03- 2008 1 Share Capital 01 2505.85 Cash on Hand 18 328.34 2 Statutory Reserves 02 3696.17 Cash at Banks 07 1086.56 3 Deposits 03 13236.4 4 Investments 08 5365.54
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