The unemployed in Switzerland still receive healthcare. The benefits are determined by how long they have been a resident of Switzerland or another EU state, how long the unemployed applicant has donated to the social insurance, and if there are any children that are being supported at home. In addition, the unemployment has to be from external sources or not the unemployed applicants fault. There also has to be documentation that the claimant is looking for employment.("Switzerland-Social Security and Welfare," “n.d.”, para. 6 & 7). The unemployed in the United States can get healthcare coverage through paying privately for insurance or through the government programs. The amount of health benefits that an applicant is eligible for are dependent on their income and the amount of people that require coverage in the home.("Health coverage options if you’re unemployed," “n.d.”, para. 1 & 2). Another option that is available in the United States and not in Switzerland is to have no health coverage at all. The health coverage for the retired is quite similar for each country. Switzerland’s retirement reimbursement has different levels and is determined on age, how long the retired individual has been contributing to the state pension which is on a monthly basis, and the average salary that the retiree has made each year.("Switzerland-Retirement," “n.d.”, para. 1-4). In both countries there is the option of purchasing private insurance. In the United States the other option available besides private is Medicare.The retiree pays into Medicare each month through taxes so when they turn 65 or are eligible earlier they have healthcare coverage. Medicare has different supplemental insurance that can be purchased bythe retiree. The coverage of Medicare is determined by age, the healthcare needs of the retiree, supplemental insurance that is purchased, and the states which the retiree resides in.("Medicare Facts," “n.d.”, para. 2-6) A2a. Medication coverageMedication is covered in Switzerland through the basic health insurance. The medication has to be on a government approved list if the basic insurance pays for it and it also has to be prescribed by a doctor. If the medication isn’t on the official list, then the customer can purchase a supplemental insurance that covers additional medication.("The Swiss Healthcare System," “n.d.”, para. 6 & 9). In the United States, the price of the medication and the amount covered is different depending on the health insurance plan purchased. A2b. Specialist referral In Switzerland a referral from a family doctor is not required to visit a specialist. The person can choose any doctor they would like.("The Swiss Healthcare System," “n.d.”, para. 14). In the United States, a specialty doctor will see the patient only if there is a referral from another doctor.
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- Fall '17