Question 18 e z pickens owes a past due consumer debt

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Question 18 E. Z. Pickens owes a past-due consumer debt of $1,335 to the Needless Markup Department Store. Needless Markup retained Relentless Collection Agency, Inc. (RCA) to collect the debt. RCA employees were unable to locate Pickens so they asked his friends and his brother (Slim) about his whereabouts. When Pickens still had not been found, an RCA employee contacted Pickens's employer and asked how to locate him. Eventually, as a result of these inquiries, an RCA employee made contact with Pickens. Pickens contends that RCA violated the Fair Debt Collection Practices Act. Is he correct? No, because the FDCPA applies only when a creditor is collecting a debt; it does not apply to agencies that collect debts on behalf of creditors. Yes, because the FDCPA prohibits debt collectors from contacting the debtor's employer.
5/31/2018 Ch 48 Quiz: 2018 Spr - BUS 6 (1305) [4..16] - Halliday-Robert - (O) Yes, because the FDCPA prohibits debt collectors from trying to locate a debtor without the debtor's prior written permission to do so. No, because the FDCPA allows debt collectors to contact the debtor's friends, relatives, or employer if such contacts are necessary to locate a debtor. Correct! Correct! 1 / 1 pts Question 19 Many alleged violations of statutes or trade regulation rules are never adjudicated by the FTC. Instead, they are settled through a ________. Correct! Correct!
8/9
standard $26,000 fine per violation cease-and-desist order 1 / 1 pts Question 20 The ________ Act aids victims of identity theft by allowing them to file identity theft reports with consumer reporting agencies.
5/31/2018 Ch 48 Quiz: 2018 Spr - BUS 6 (1305) [4..16] - Halliday-Robert - (O) 9/9 Fair Credit Reporting Quiz Score: 17 out of 20

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