Minkow also hided his banking problems by leveraging the fact that bank will not to give auditors the necessary information they need to know to determine Minkow's true financial status. Besides, Minkow redirected his auditors when they wanted to verify the account receivables. He convinced the accountants with fraudulent copied documents of paid receivables. If one wants to check one job, Minkow would say that these unnecessary actions would hurt his business. Minkow utilized the auditor's psychology that they do not want to be sued for destroying Minkow's business. Therefore, none of the auditors performed the duties that they should. Further, to cover the fraud, Minkow kept upper-level management consistent with the story and the rest of the company staffs innocent to convince auditors. On the auditor side, they fail to perform their duties in many ways. Auditors, accountants, appraisers, and lawyers were paid lots of money by Minkow, therefore, they did not need to look hard. Also, accountants and auditors were manipulated by Barry Minkow and thought if there was something fishy going on it would have already been reported by wall street professional. Thus, no accountants or auditors asked about construction licenses, traffic basement permits, payroll records for the hundreds of people should been working on the restoration projects, local and state permits and inspection. No one was suspicious that there is no cash although the revenue is recorded. No one was suspicious on contracts that worth millions of dollars would be on one piece of paper with no specifications. Also, auditor failed to do an industry comparison when the largest legitimate restoration job ever done was only 2.4 million dollars. They auditors also failed to look into the nature of the documents to see if they are legitimate or not.