Updated on 2/21/19
ORGANIZATIONAL SYSTEMS TASK 3 3 A2A. Coverage of Medications In the United States, coverage for medications is a shared cost depending on which type of insurance plan the person has. Some insurance plans cover the cost of generic medications. Some have list of preferred generic medications that are covered. Some require a copay. Medications can either be brand name or generic, with generic generally costing much less. The Children’s Health Insurance Program does not cover the cost of medications. The parents can apply for assistance with medications costs through the government. If a child is covered by this plan, doesn’t qualify for medication assistance, and requires medications, the parents would be required to pay out of pocket for the cost of the medications. There are coupons and samples at doctor offices to assist with this burden. If the child’s parents have a plan that offers a Health Savings Account, the parents can add money to that account without federal taxation and the money can be used for healthcare spending, including medications. Resources for medication costs for the unemployed are the same as they are for children. For the retired who are on a Medicare Plan, they have the option for Medicare Part D, which charges a premium to cover part of the medication cost. (International Health Care System Profiles).
You've reached the end of your free preview.
Want to read all 6 pages?
- Fall '17