This value is what guided her to never takes any

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started in 1986 and she always followed the rules strictly. This value is what guided her to never takes any immoral and unethical decision while working. However, any decision that she made right now will impacted her job security at Citi. She has been thinking to change jobs and applying for new jobs for almost a year but her efforts are useless. Therefore, she had to take a right stand now and make a clear, ethical and moral decision.
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2. What do you think nobody else within Citigroup – except Bowen and Hunt- has blown the whistle thus far, when fraud and misrepresenting were pervasive (e.g. QA’s reporting in Citi’s Irving office; QC’s reporting in Citi’s O’Fallon, MO, and Ann Arbor, MI, offices: fraudulent loans being submitted from Citi’s correspondent lenders across the nation) There are a few of reasons and explanations on why only Hunt and Bowen are blowing the whistle within the Citigroup and not everyone else. Firstly, the compensation system is the main reason for this. In order to meet the high demands of the investor for the mortgage backed securities, Citi put incentives such as salaries and bonuses. These incentives are for the employees, loan officers, and the senior management. The
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