Award 100 point 28 according to the fair debt

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Award: 1.00 point 28. According to the Fair Debt Collection Practices Act, a collector must only telephone a debtor before 8:00 A.M. or after 9:00 P.M. so as to not disturb the debtor while he or she is at work. True False Feedback: According to the Fair Debt Collection Practices Act, a collector cannot telephone a debtor before 8:00 A.M. or after 9:00 P.M. The collector cannot physically threaten the debtor. References True / False Difficulty: 1 Easy Learning Objective: 18-04 To evaluate the provisions of various consumer and financial protection laws concerning lending, credit reporting protection, debt collection, and bankruptcy, and why they are not susceptible to political considerations as is the determination of "unfair or deceptive trade practices"
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178. Award: 1.00 point 29. In a bankruptcy proceeding against an individual, the individual’s property can be liquidated under Chapter 7 of the bankruptcy law. True False Feedback: In a bankruptcy proceeding against an individual, the individual’s property either will be liquidated under Chapter 7 of the bankruptcy law and the debts discharged, or the debts will be adjusted under Chapter 13. Under Chapter 13, individuals who have secured debts of less than $1,081,400 and unsecured debts of less than $360,475 can have their debts adjusted by the court for repayment. References True / False Difficulty: 1 Easy Learning Objective: 18-04 To evaluate the provisions of various consumer and financial protection laws concerning
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  • Winter '18
  • JOHNSON
  • Bankruptcy, Debtor, internet service providers, Fair Debt Collection Practices Act

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