patients cannot be seen by specialists unless they have a referral. In the United States a referral is not necessary for specialists for all patients, in some cases, insurance companies may require referrals before a patient sees a specialist, but it is dependent on the individual’s healthcare coverage policy and requirements for healthcare cost coverage. Preexisting conditions will be covered under the NHS but those who live in the UK and seek private insurance then it will not cover preexisting conditions. In the United States, the Affordable Care Act allowed preexisting conditions to be covered under health insurances and cannot be denied health insurance due to a preexisting medical ailment. In the United States people are impacted tremendously in regard to financial cost for healthcare insurances. First is the payment for insurance policies since not every employer covers this cost, also it is the type of insurance that an individual carry. For instance, an insurance plan may not require co-pays when visiting the doctor, but instead, patients are required to meet deductible costs in order for insurance to help with medical spending. Also, the
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- Spring '19
- Universal health care