Interest interest paid questionnaire nominal non

3. Interest Interest paid - Questionnaire Nominal Non- Descriptive
Rates risks against expected on
loan borrowed from
bank
Parametric
4. How do membership Independent Members -Reason and Questionnaire Ordinal
Parametric Descriptive
base affect SACCO variable motivation for purpose
performance
Status and levels
membership
-No of members Questionnaire Nominal Parametric
Descriptive
of contribution contributing within
of members a given range
5. To assess how Moderating Policy
Policy awareness
Questionnaire Nominal Parametric
Descriptive
Government policy framework on Compliance to
affect SACCO SACCOS government
financial policies
performance
29

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3.8 Data Analysis
interpretation and The objective of data analysis was to prepare raw data for statistical
presentation. The collected data was subjected through a sequence of operations which
for social coding, included editing, classificationand analysis using statistical package
sciences (SPSS). The data was analyzed through descriptive statistics such as percentages
used to and averages, and inferential statistics. Pearson correlation coefficients were
determine significant relationships between the study variables.
3.9 Summary
In the methodology descriptive research design was used. The questionnaire,
interviewing schedules and observations was used as instruments of data collection. The
targeted sample size was 254 made of SACCO staff, management committee and
SACCO members of Tharaka Nithi Teacher SACCO. Data collected was analyzed using
statistical package for social sciences (SPSS).

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CHAPTER FOUR
DATA ANALYSIS, PRESENTATION AND INTERPRETATION
Introduction 4.1
solicit The questionnaire was designed to vital information regarding the general
members, staff and the management committee members and how aspects of governance,
membership and education and training, market risks base characteristics affect the
performance of the SACCO. All theseresearch was coined against the expedition to
establish the number of trade-offs that are emerging from proper management of SACCO
in the Kenya. These focused mainly on the TNT SACCO members and how it relates to
the issues of governance, education and training, market risk and membership.
This chapter covers data analysis and findings of the research. The data was summarized
and presented in the form of frequencies, proportions, percentages and Tables. Data was
members. management committee collected from TNT SACCO members, staff and the
Consequently, the collected data was analyzed and interpreted in line with the aims.
Of the 264 questionnaires distributed for this research, 215 useable questionnaires were
returned giving a response rate of 81.44 per cent, which was considered satisfactory for
subsequent analysis.
4.2 Profile of the respondents
The respondents profile was analyzed as follows.