Who retire as the annual deductible for physical

who retire as the annual deductible for physical visits is quite cheap- around 185 dollars and a
20% co-insurance. In Japan, they have when is called a nation Pension plan which ensures their
Updated on 2/21/19

ORGANIZATIONAL SYSTEMS TASK 3 3
citizens a stable life after old age. According to “Common Wealth fund” (2020) this pension
plan requires one to sing up in their 20’s and pay a monthly fee until retirement (typically 60).
The fee they pay depends on the type of work they do and money they make monthly.
For children in the U.S that need health insurance coverage but are part of a low-income
family may qualify for what is called the Children’s Health Insurance Fund. This program helps
out families who can’t afford private insurance but make too much money for Medicaid.
“Common Wealth Fund” (2020) states that American states “manage and pay for aspects of local
coverage.” Since Japan is considered a Universal Health Care system children are typical
covered in this type of system. However, according to “Library of Congress” the costs of visits
for children will still owe about 30% of the total cost of the treatment/visit.
A2A. Coverage of Medications
In the United States whatever insurance, one has is usually what is used to cover
medications. It is very dependent on what insurance is used to what is actually covered for the
medication. According to “Common Wealth Fund” (2020) if someone has insurance through
Medicare Part D consumers usually pay up to 5$ and for nonpreferred drugs around 50% of the
cost. Another option is to pay out of pocket, which can be very cost inefficient for the
consumer. Much like the coinsurance rate in Japan of 30% this is the same cost for prescription
drugs- also thirty percent. “Common Wealth Fund (2020) explains this is from their universal
health insurance system and allows for each individual citizen to have the same coverage
opportunity.