DirectIndirect consumer 242 282 84 Other 9 With no recorded

Directindirect consumer 242 282 84 other 9 with no

This preview shows page 306 - 309 out of 676 pages.

Direct/Indirect consumer 242 282 84 Other consumer 27 26 9 With no recorded allowance (1) Includes U.S. small business commercial renegotiated TDR loans and related allowance. (2) Interest income recognized includes interest accrued and collected on the outstanding balances of accruing impaired loans as well as interest cash collections on nonaccruing impaired loans for which the principal is considered collectible. The table below presents the December 31, 2013, 2012 and 2011 unpaid principal balance and carrying value of commercial loans that were modified as TDRs during 2013, 2012 and 2011, and net charge-offs that were recorded during the period in which the modification occurred. The table below in December 31, 2013 (1) U.S. small business commercial TDRs are comprised of renegotiated small business card loans. Loans and Leases Receivable, Net of Deferred Income [Abstract] The table below provides information on the Corporation’s renegotiated TDR portfolio in the Credit Card and Other Consumer portfolio segment at December 31, 2013 and 2012, and for 2013, 2012 and 2011. Impaired Loans – Credit Card and Other Consumer – Renegotiated TDRs December 31, 2013
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Direct/Indirect consumer 75 32 Other consumer 34 34 Total U.S. credit card $ 1,384 $ 1,465 $ 337 Non-U.S. credit card 200 240 149 Direct/Indirect consumer 317 314 84 Other consumer 61 60 9 2013 Average Interest Average Carrying Income Carrying Value Recognized (2) Value With an allowance recorded U.S. credit card $ 2,144 $ 134 $ 4,085 Non-U.S. credit card 266 7 464 Direct/Indirect consumer 456 24 929 Other consumer 28 2 29 With no recorded allowance Direct/Indirect consumer 42 58 Other consumer 34 2 35 Total U.S. credit card $ 2,144 $ 134 $ 4,085 Non-U.S. credit card 266 7 464 Direct/Indirect consumer 498 24 987 Other consumer 62 4 64 Includes accrued interest and fees. ' Home Loans – TDRs Entered into During 2013, 2012 and 2011 (1) (Dollars in millions) Unpaid Principal Balance Carrying Value Pre-Modification Interest Rate Residential mortgage $ 11,233 $ 10,016 5.3 % Home equity 878 521 5.29 Total $ 12,111 $ 10,537 5.3 31-Dec-12 Residential mortgage $ 15,088 $ 12,228 5.52 % Home equity 1,721 858 5.22 Total $ 16,809 $ 13,086 5.49 31-Dec-11 Residential mortgage $ 11,764 $ 9,991 5.94 % Home equity 1,112 556 6.58 (1) (2) Interest income recognized includes interest accrued and collected on the outstanding balances of accruing impaired loans as well as interest cash collections on nonaccruing impaired loans for which the principal is considered collectible. Remaining Unpaid Principal Balance, Carrying Amount And Excluding Valuation Reserve The table below presents the December 31, 2013, 2012 and 2011 unpaid principal balance, carrying value, and average pre- and post-modification interest rates of home loans that were modified in TDRs during 2013, 2012 and 2011, and net charge-offs that were recorded during the period in which t December 31, 2013
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Total $ 12,876 $ 10,547 6.01 Credit Card and Other Consumer – Renegotiated TDRs by Program Type Internal Programs (Dollars in millions) 2013 2012 2013 U.S. credit card $ 842 $ 1,887 $ 607 Non-U.S. credit card 71 99 26 Direct/Indirect consumer 170 405 106 Other consumer 60 65 Total renegotiated TDRs $ 1,143 $ 2,456 $ 739 ' Credit Card and Other Consumer – Renegotiated TDRs Entered into During 2013, 2012 and 2011 (Dollars in millions)
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