Have detailed job description in writing Obtain written consent from minors parents or guardians Maintain confidential medical records Exercise precaution in dispensing non-prescription drugs Use only therapeutic methods qualified to use Do not allow faulty or hazardous equipment to be used Work w/ coach and MD on selection of sports protective equipment Do not permit injured players to participate unless cleared by MD Do not allow an injured player to reenter competition until he/she is psychologically and physically able Follow orders from team MD at all times Purchase professional liability insurance Know limitations of expertise and know state regulations and restrictions to scope of practice Use common sense in making decisions about a patient’s health and safety o Product Liability Manufacturers have a duty to design and produce athletic equipment that will not cause injury as long as it is used as intended If an athletic trainer alters equipment in anyway, it invalidates the warranty NOCSAE establishes minimum standards for football helmets to ensure safety Insurance Considerations Health care reform initiated in 1990’s – focus on managed care Managed care: Costs of a health care provider’s medical care are closely monitored by insurance carriers Since 1971; increase in lawsuits = increase in medical costs Medical insurance: contract between an insurance company and a policyholder in which the insurance company agrees to reimburse a portion of the total medical bill after some deductible has been paid by the policyholder o General health insurance: Policy that covers illness, hospitalization and emergency care. (secondary insurance coverage, family health insurance)
o Accident insurance: Covers accidents on school grounds while the student is in attendance or accidents that occur in the workplace o Professional liability insurance: Typically covers negligence in a civil case o Catastrophic insurance: NCAA and NAIA provide plans that deal with the problem of a lifetime that requires extensive medical and rehabilitative care because of a permanent disability from sports participation Benefits begin when expenses reach $25,000 and are then extended for a lifetime NFSHSA (National federation of state high school associations) Provides medical, rehabilitation, and transportation costs in excess of $10,000 not covered by other insurance benefits Errors and omissions liability insurance: Designed to cover school employees, officers and the district against suits claiming malpractice, wrongful actions, error and omissions, and acts of negligence. Third Party Reimbursement Primary mechanism of payment for medical services in the U.S.
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- Spring '14
- The Bible, Athletic trainer, athletic trainers