For the above points ask if things have changed in

(For the above points, ask if things have changed in the past two years. If so, what changes
have occurred in their personal lives? Take examples. What are the successes, failures and
challenges faced in the changes?)
Access and Control over Financial Resources
- Among the various types of work that women generally do in the agricultural sector, what
types are the highest paying? (Pile sorting of types of agricultural work according to
remuneration)
- How are women paid for their work in the agricultural fields? (Probe for payments in
cash and kind; frequency of payment; types of things received as payment. Explore if
payment differs according to the ownership of the agricultural field)
- Who receives the payment for the agricultural work that women do? ( Probe whether
women are paid for their work or their husbands/ male members can receive payments
on their behalf. Explore the exceptional circumstances in which other people (including
husband) can receive payments meant for the woman; explore if physical, mental or
sexual violence happens in matters of receiving payment)
- How do women generally spend the payments received? (Explore the main ways in
which women spend their earnings: food, children’s education, savings, agricultural
business, etc. Free Listing followed by Pile Sorting; explore if physical, mental or sexual
violence happens in matters of spending their earnings)
- How do women like you save? (Explore where women save their earnings: banks, in
SHGs, in houses, etc; explore if physical, mental or sexual violence happens in matters
of savings)
- Under what circumstances do women generally seek loans? ( Explore the reasons for
which women seek loans: health, education, to build houses, buy land, to repay other
loans, etc)
- From where do women seek loans? (Probe for banks, money lenders, SHG groups, etc)
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IIHMR University (Kolkata Unit)
- How do women access loans? (Explore from where they come to know about loans,
who helps them to go to the place, who helps them to fill up the forms and get the
papers ready, how they come back with the money, and who helps them to spend the
loan amount; explore if physical, mental or sexual violence happens in matters of
accessing and controlling loan amount)
(For the above points, ask if things have changed in the past two years. If so, what changes
have occurred? Take examples. What are the successes, failures and challenges faced in
the changes?)
In the case of indepth interview:
- find the details of how the woman gets paid for her agricultural work
- How she spends the money earned by her
- Where and in which ways she saves the money
- Circumstances and details of the last loan taken by her (if she has taken loans in the
past two years)
- Probe if there has been violence faced by the woman (physical, mental, sexual) in
matters related to her earnings, savings, and loan taking. Find out details of the last
episode of violence in such matters
(For the above points, ask if things have changed in the past two years. If so, what changes