Participants Location Rural 221 Urban 779 Figure 5 Participants Location 41

Participants location rural 221 urban 779 figure 5

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Participants’ Location Rural 22.1% Urban 77.9% Figure 5: Participants’ Location. 4.1 Gender and E-service Adoption An independent t -test was conducted to assess the relationship between gender and attitude towards e-service adoption and to examine the differences in perceptions of e-service adoption between female and male groups. A two-tailed significance level of .05 was specified for the gender t -test procedure. Table 4 shows the result of t-test of independent samples. The mean difference indicates that females' perception of e-service adoption was higher than males. The Electronic Journal on Information Systems in Developing Countries
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