RegionDhakaChittagongRajshahiRangpurSylhetBarishalKhulnaNo. ofBooths7025139836Table 2.4: Number of ATM Booths of MBL.Source: DhakaChittagongRajshahiRangpurSylhetBarishalKhulna010203040506070807025139836No. of BoothsFigure 2.4: Number of ATM Booths of MBL.Source: There are 70 booths in Dhaka region. Chittagong region has 25 booths, Rajshahi region has 13,Rangpur has 9, Sylhet has 8, Barishal has 3 and Khulna region has 6 ATM booths.2.3 DIFFERENT BANKING OFFERS17 | P a g e
Retail banking is typical mass-market banking in which individual customers use local branchesof larger commercial banks. Services offered include savings and accounts, mortgages,debit/credit cards and certificate of deposit (CDs).Retail Banking Offers:Figure 2.5: Retail Banking TypesSource: 126.96.36.199 DEPOSIT PRODUCTS18 | P a g e•Transactional Accounts•Fixed Deposit Receiots•Deposit Schemes•Documentation FormalitiesDeposit Products•Auto Loan•Any Purpose Loan•Salary Loan•Education Loan•Home loan•Car Loan•Overseas Employment Loan•Krishi/Polli Loan•Lease FinancingLoan Products•Visa Classic Credit Card•Visa Gold Credit Card•Visa Platinum Credit Card•Dual Card (Two in One)Cards•Online Banking•Mobile Banking•SMS Banking•My Cash•Locker Services• ATMOthers
Deposit Products are defined as the “Services” provided to customers upon deposit. MercantileBank Limited has streamlined different products in order to provide customized solutions to theirexisting and potential clients.a) Different Transaction Accounts:Figure 2.6: Different Transaction Accounts.Source: b) Different Deposit Scheme:Figure 2.7: Different Deposit SchemesSource: 2.3.2CORPORATE BANKING19 | P a g eCurrentDeposit (CD) AccountShort Notice Deposit (SND) AccountSavings Bank (SB) AccountFixed Deposit AccountDouble Benefit Deposit SchemeMonthly Savings Scheme (MSS)Quarterly Benefit Deposit Scheme1.5 Times Benefit Deposit SchemeEducation Planning Deposit SchemeSuper Benefit Deposit Scheme
Corporate Banking of Mercantile Bank Limited offers customized corporate banking solution forboth its local business house as well as multinational companies. The axiom of MBL’s corporatebanking services is to mature relationship banking by maintaining strong relationship withpremier corporate business houses of the country providing their requirement bases financial andother banking services. MBL’s corporate banking division is well equipped with skilled andexperienced personnel who have vast exposure in this area and who being relationship managersmaintain one to one relationship with all corporate business houses having relationship with thebank. Relationship managers are relentless in meeting the exact need and any emergencyrequirement of the corporate customers.
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