85 of Germans buy non profit insurance that is heavily regulated 10 purchase

85 of germans buy non profit insurance that is

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2013). 85% of Germans buy non-profit insurance that is heavily regulated, 10% purchase private insurance while the remaining 5% fall under other schemes of insurance. France, on the other hand, covers all their legal residents by public health insurance. Approximately 80% of the population is covered by the main fund while there exist two other funds that cover the agricultural workers and the self-employed. Most of France’s health insurance funds are private entities that are managed jointly by union and employers’ federations under the supervision of the state (Chevreul et al., 2015). France arguably has the best healthcare system that offers one of the best public healthcare services in the world. Overall, the healthcare system in the USA is hugely decentralized, private affair where most of the healthcare providers being under private ownership where the presence of federal government is minimal ( Zimlichman et al., 2013) . The healthcare practitioner gain certification from private organizations thus allow them to start their practices or work within hospitals. In
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HEALTHCARE SYSTEMS 4 Germany however, the practitioners get certified by lawfully authorized regional professional organizations. Hospitals are also mostly publicly owned ( Zimlichman et al., 2013) . The healthcare system in France, on the other hand, is centrally coordinated by the ministry of health. There have government-run hospitals known as hôpitaux and cliniques that are privately owned and state approved. Healthcare Spending The cost of healthcare in the USA is very high, and this is the primary reason why low- income Americans experience problems in their attempts to access healthcare facilities. Most uninsured patients will either delay or fail to get the necessary medical attention due to the cost of treatment and prescription (Hadad et al., 2013). Analysts have identified three contributing factors to the high healthcare costs in the USA. Firstly, the cost of the prescription drugs and new technology contribute to the extreme costs of healthcare. Another factor identified by the analysts is the emergence and spread of chronic diseases inclusive of obesity. It is recorded that patients suffering from chronic diseases account for close to 32% of the total spending in medical attention. Finally, the high costs of administration have contributed to inflated costs of healthcare provision in the USA ( Zimlichman et al., 2013) . In fact, the USA spends more than other countries on insurance administration. In France, the healthcare system is partly funded by the obligatory health contributions that are taxed on salaries and paid by the self-employed, employees and employers. It is one of the best-funded healthcare systems regarding GDP (Rothgang et al., 2010). Also, the cost of medicine in France is among the lowest among the OECD nations. The health policy-makers in France put a lot of effort in enacting laws that aim at curbing expenditure by introducing measures like copayments and controlling the quantity of available care (Chevreul et al., 2015).
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