Healthcare of the pediatric population in The United States is mostly provided through private health insurance. Most children are covered until the age of 26 under their parent’s insurance plan. Medicaid is available to children of low-income families. This program provides free or nearly free healthcare until the child reaches the age of nineteen. In Japan, children must enroll in The Statutory Health Insurance Systems as well. Pediatric healthcare is supplemented by The Free Medical Care Certificate for Children, which is provided by local government and is free for all children. This certificate is valid until the child reaches the age of fifteen years. In the United States when a person becomes unemployed, they are offered coverage through COBRA or The Consolidated Omnibus Budget Reconciliation Act. COBRA allows those who become unemployed to continue their insurance coverage for up to eighteen months. However, the unemployed person is responsible for 100% of the cost of coverage. If the person who becomes unemployed has a spouse who is employed that unemployed partner may be added to their insurance due to a status change. Government provided coverage may also be sought out. No subsidy is provided for unemployment, however. Medicaid coverage is based off income. Employment does not affect eligibility. In Japan, someone who is enrolled in Citizens Health Insurance pay reduced payments when they are unemployed or if there is a marked reduction in their income. Up to half of the required insurance can be subsidized by local governments.
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- Spring '19