56. Which of the following are protected categories under the Equal Credit Opportunity Act?a. Gender, race, color, religion, and national originb. Gender, race, color, religion, national origin, and agec. Gender, marital status, race, color, religion, national origin, and aged. Gender, marital status, race, color, religion, national origin, age, and residents of disadvantaged neighborhoodsANSWER: cPOINTS: 1DIFFICULTY: ModerateNATIONAL STANDARDS: United States - BUSBROG: - AnalyticACCREDITING STANDARDS: DISC: - AICPA: BB-LegalTOPICS: 17-11h Equal Credit Opportunity ActKEYWORDS: Blooms: ComprehensionFact Pattern 17-1Cream X has been approved by the Food and Drug Administration for the treatment of eczema. Dr. Glover discovers, however, that it is also great for a number of other things including the removal of wrinkles and cellulite. The cream is applied to the skin, not ingested. He starts prescribing it for those purposes and has a great increase in patients. Dr. Smith starts to lose a number of patients to Dr. Glover and becomes grumpy when she hears why Dr. Glover is gaining in popularity. Dr. Smith decides to complain about the practice but does not know quite what to do about it.