n m t M t ệ ứ ả ọ � � ệ ằ ề � ộ s rào c n quan tr ng nh t đ i v i vi c truy c p

N m t m t ệ ứ ả ọ ? ? ệ ằ ề ? ộ s

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n m t. M t ơ s rào c n quan tr ng nh t đ i v i vi c truy c p và s d ng các d ch v tài chính có th k đ n là: ế - D ch v tài chính quá xa đ ti p c n - 6,2 tri u ng i tr ng thành. ế ườ ưở - D ch v tài chính quá đ t đ s d ng - 2,2 tri u ng i tr ng thành. ể ử ườ ưở - Thi u ni m tin vào lĩnh v c tài chính - 1,1 tri u ng i tr ng thành. ế ườ ưở (Theo Ceyla Pazarbasioglu - Phó Ch t ch v Tăng tr ng, Tài chính và Th ch ưở ế Công b ng (EFI) t i Nhóm Ngân hàng Th gi i (WBG) ế ). Ta d dàng nh n th y r ng m c dù d ch v tài chính Vi t Nam đã và đang ngày càng hoàn thi n, phát tri n, mang đ n hi u qu cao cho ng i s d ng nh ng ế ườ ư
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s tin t ng không đ đã làm gi m b t đi l i ích c a c h và các t ch c cung c p ưở các d ch v này. * Tài li u tham kh o: - Ceyla Pazarbasioglu (2017). Vietnam’s financial inclusion priorities: Expanding financial services and moving to a ‘non-cash’ economy.
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