A3. Finance Implications for Healthcare Delivery There are a couple financial implications for patients with regard to the differences in healthcare delivery in Japan and the United States. For one, while both systems now mandate health insurance, the differences are stark depending on which country you are living in. Within Japan, everyone is free to choose whichever provider they would like, and most goods and services come at a flat 30% coinsurance. However, within the United States, there is no standard fee schedule so despite having mandatory coverage, you may still have to pay exuberant amounts of money out of pocket for services and medications that aren’t covered. Secondly, for those that remain uninsured within the Unites States, their healthcare is then paid for by others who are paying into the healthcare system, thus leading to higher rates. Despite the Affordable Care Acts
ORGANIZATIONAL SYSTEMS TASK 3 6 attempt to insure everyone, the system is still overly expensive and complicated and does not cover 100% of Americans. Those that cannot pay their medical bills run the risk of having to file for bankruptcy. On the flip side, even though all Japanese citizens are mandated to have health insurance coverage, they are all guaranteed the same benefits and pay the same coinsurance rates, which are tax deductible, including prescriptions (Matsuda, n.d.).
ORGANIZATIONAL SYSTEMS TASK 3 7 References Sakamoto, H., Rahman, M., Nomura, S., Okamoto, E., Koike, S., Yasunaga, H., . . . Ghaznavi, C. (2018). Japan Health System Review. Health Systems in Transition,8 . Retrieved February 11, 2019, from Healthcare.gov. (n.d.). Retrieved February 11, 2019, from HHS Office, & Public Affairs. (2017, January 31). Pre-Existing Conditions. Retrieved February 11, 2019, from Matsuda, R. (n.d.). The Japanese Healthcare System. Retrieved February 11, 2019, from Montgomery, K. (2018, December 15). How Referrals Work With Your Health Insurance. Retrieved February 11, 2019, from - 1738605 Tunstall, L. (n.d.). Backgrounder: Making Sense of the U.S. Health Care System: A Primer. Retrieved February 11, 2019, from - the-u-s-health-care-system-a-primer-2/
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