Agents of the debtor are the only parties that are regulated by the Fair Debt

Agents of the debtor are the only parties that are

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19. Agents of the debtor are the only parties that are regulated by the Fair Debt Collection Practices Act. True False20. Collection agencies may threaten to put the debtor in jail in an effort to recover the money that is owed to the creditor as long as the debt is legitimate and overdue. 21. Individual consumers may bring an action against a collection agency for damages suffered by collections efforts. 22. Expressly false statements can result in breach of warranty lawsuits. 23. If a buyer has not made a specific representation about a product, the buyer may still be protected by an express warranty. True False24. Magnuson-Moss Act requires a label with warranty conditions regarding all products that cost $10 or more. 25. The FDA enforces both specific and general standards for food safety.
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26. Credit card companies must now give a 45 day notice of any rate hike. 27. Individual consumers do not have the right to see their own credit report unless they are applying for a loan. True False28. When the seller promises that a product is good for a particular activity, they are implying the warranty of merchantability. 29. The implied warranty of merchantability applies to sales by any seller to any buyer. 30. Saying that "this car is the ultimate driving experience" is an example of puffery. 31. Many express warranties are made through advertisements. True False32. The CAN SPAM Act does not address spammers who falsify the name of the sender. 33. Victims of odometer tampering are eligible to receive up to triple the amount of their damages. 34. The FDA has authority to bring criminal prosecutions. 35. FDA regulations do not apply to the labeling of food packages. True False
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36. Advertising coffee as "the best in world" is prohibited by UCC rules. 37. If done properly, sellers may limit a buyer's remedies in all situations. 38. Magnuson-Moss requires that a seller offer a warranty to buyer. 39. "The buyer agrees to take the table with all faultsand as is" disclaims warranties. True False40. The FDA jurisdiction includes administering the Flammable Fabrics Act. 41. Which of these is not impermissible collector contact under the Fair Debt Collection Practice Act?
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