Jon files a claim and since that television is worth

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2018. Jon files a claim and since that television is worth $900 dollars on 8th January 2018, $900 is all Jon received. Cash value only gives you what the item is currently worth at the time of loss. If Jon had paid for replacement on his policy, Jon would have been able to receive more money to replace the item based on more factors rather than cost factor. 4. When shopping for renter’s insurance policy features that should be looked for are as much as you can get for less in my opinion. Accessibility and claims response time based on current reviews of the company. Discounts for multiple insurance coverages or combinations. Additional Lodges Expenses or Additional Living Expenses (ALE) is something I feel is well needed that many people over look. Health Insurance Pg. 185 1. Cost is the first thing Mark and Shelby Lawrence should take in consider since they are averaging only $900 unallocated funds to go towards extra expenses. Health insurance premiums, deductibles, coin insurance and maternity coverage could be devastating hurt their pockets. Also things such as nursery coverage for baby’s future care are important when shopping for insurance (Sisolak,2017) .
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