Communications Act (1934), signed by Pres. Franklin D. Roosevelt, it replaced the Federal Radio Commission with the Federal Communications Commission (FCC) and transferred regulation of interstate telephone service from Interstate Commerce Commission to FCC Federal Food, Drug, and Cosmetic Act (1938)—gave authority to the Food and Drug Administration (FDA) to oversee safety of food, drugs, cosmetics, and medical devices. Principal author was Royal S. Copeland. Electronic Product Radiation Control provisions were added in 1968. Amended multiple times, recently to add bioterrorism preparations. Truth in Lending Act (1968)—federal law to promote informed use of consumer credit requiring disclosures about terms and cost to standardize ways in which borrowing costs are calculated and disclosed Fair Credit Reporting Act (1970)—promotes accuracy, fairness, and privacy of consumer information obtained by consumer reporting agencies. This act, along with the Fair Debt Collection Practices Act, form the basis of consumer rights law. Enforced by FTC, Consumer Financial Protection Bureau, and private litigants. One of the first instance of data protection law in digital age. Disallowed secret databases, gave individuals right to see and challenge information in databases, and set reasonable expiration date for such data Consumer Safety Act (1972)—established Consumer Product Safety Commission as a permanent agency of US govt. and authorized it to develop safety standards and pursue product recalls, as well as ban products. Jurisdiction is over 15,000 products, but excludes those under another federal agency jurisdiction (food, drugs, cosmetics, medical devices, tobacco products, firearms and ammunition, motor vehicles, pesticides, aircraft, and boats). Consumer Credit Protection Act (1972)—first general federal consumer protection legislation. protects borrowers of money by mandating terms of finance charges, limits garnishment of wages, regulating use of charge accounts.
BMAL 560 Fair Credit Billing Act (1974)—as an amendment to Truth in Lending Act of 1968, it protects consumers from unfair billing practices (ex.: goods not received but charged, damages, calculation errors, goods not ordered but charged), allows for grace period and requires billing at least 14 days before due Real Estate Settlement Procedures (1974)—protects homeowners by providing education while shopping for real estate service, requires lenders to provide borrowers with pertinent and timely disclosures and settlement costs, prohibiting abusive practices of unnecessary kickbacks and referrals, and dual tracking Fair Debt Collection Practices Act (1977)—amendment to the Consumer Credit Protection Act of 1972, establishes legal protection from abusive debt collection practices. to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy. Establishes guidelines for debt collectors, defines consumer/debt collector rights, defines penalties for violations Telephone Consumer Protection Act (1991)—Pres. George H. W. Bush. Amended Communications Act of 1934. Restricts telephone and the use of electronic telephone
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- The Jungle, Consumer Product Safety Commission, Consumer Reports, Bureau of Consumer Protection