qualify for it. Unfortunately, not everyone has access to health insurance and/or are underinsured. In 2016, the population without insurance coverage was 27.3 million, which makes up 8.6% of the population. Children can receive insurance from their parents that are working and get health insurance through work. If the family is really poor, they can qualify for Medicaid. For family’s
ORGANIZATIONAL SYSTEMS TASK 3 3 that make too much for Medicaid they can apply for CHIP. Unemployed individuals may be able to get affordable healthcare through the Marketplace. The plan is based on income and amount of people in the household. They can receive lower deductibles, copays and tax credits. The Marketplace if qualified could offer low or no cost Medicaid. At 65 years old, those that retire are eligible for Medicaid. If a retiree chose to retire before 65, they can apply for Marketplace health insurance (International Commonwealth Fund, 2017). A2A. Coverage of Medications In Great Britain Medication is usually free if ordered by physician and covered under the plan. Patients can purchase a prescription payment certificate for medications not covered. A majority of the medications are covered by NHS at no additional cost. Transportation is also available at no charge to provider sites for patients enrolled in the NHS Low Income Scheme (International Commonwealth Fund, 2017). In the U.S. copays are required for medication of those with health insurance through the patients place of work. Those on Medicaid the prescriptions are free. For those that have to pay for their prescriptions they have the option to get a reduced rate by getting generic brand medications (International Commonwealth Fund, 2017).
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