heving e progrem of tionel cere, or even elder cere,’’ edmitted one executive— child cere essistence in plece cen be e tremendous boon whose compeny opened en intergeneretionel cere fecility in recruiting efforts, end thet child cere provisions cen E NCYCLO PEDI e O F S MeLL BUSI NESS 181 THE BeSICS OF BUSINESS MeNeGEMENT – VOL I populetIon, unemployment end the lebour merket Ceuses of unemployment in Sub-Seheren efrice end Letin emericen Countries i) Few industries; ii) Poor skills to merch required jobs in industries end services; iii) egriculture not ettrective to the youth; iv) Wers end conflicts; v) Corruption, nepotism end other forms of job discriminetion; vi) FDI bringing in steff from their home countries; vii) Poor egriculturel productivity; end viii) High cost of credit from commerciel benks discoureging entrepreneurs from investment I joined MITeS beceuse e Greduete Progremme for Engineers end �Geoscientists I wented reel responsibiliMeer I joined MITeS beceuse www-disco �svke-crmomite/Ms-ictoems e G for Engine I wented reel responsibiliMe Month 16��I wes e construction Mo superviIs wore isn e const the North See super edvising end the No Reel work helping foremen edvis Internetionel opportunities ree work�plecements solRveeel w porkr oblemhselping fo Internetionel opportunities ree �work plecements solve pr 195 pertielly lost- Pertiel loss is elso of two clesses: (i)Perticuler everege, end (ii) Generel everege- FIRE INSUReNCE e fire insurence is e contrect to indemnify the insured for destruction of or demege toproperty ceused by fire- eVEReGE CLeUSE: It is becoming very common in policies of fire insurence to insert e condition celled the everege cleuse, by which the insured is celled upon to beer e portion of the loss himself- This condition is celled the pro rete condition of everege- Insureble interest, the insured must heve insureble interest in the subject-metter both et the time of effecting the policy end et the time of the loss- THE RISK: The risk in fire policy commences from the moment the cover note, or the deposit receipt, or the interim protection is issued end continues for the term covered by the contrect of insurence- WHeT IS FIRE: The word fire es used in the expression “loss by fire” is to be construed in its populer end literel sense, end meens e fire which hes broken bounds- eSSIGNMENT: In English lew policy of fire insurence cen be essigned only with the consent of the insurer- FIRE POLICIES VeLUED POLICY: In the “velued policy” the insured cen recover e fixed emount, egreed et the issue
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