than other countries [ CITATION Roo20 \l 1033 ] In the United States prescription medications differ by each health care plan and have to pay more for those that are not formulary or are considered out of network [ CITATION Roo201 \l 1033 ]. In addition, if the drug you need to take isn’t in network your out-of-pocket expense can be quite high. Because of the cost of prescription drugs many Americans aren’t incompliance with their care plan. Ultimately this ends up putting a financial burden on the health care system due to many residents seeking care through the ER. In the US, Marketplace health plans are offered at a reduced cost based on Updated on 2/21/19
ORGANIZATIONAL SYSTEMS TASK 3 7 income. And even though Medicaid and CHIP are available for many low income residents who can’t afford the Marketplace plan there are still residents who can’t afford a Marketplace plan and have income too high to be eligible for Medicaid or CHIP[ CITATION Roo201 \l 1033 ]. The Swiss MHI has fairly high minimum deductibles and they also pay a larger amount of money for their generic medications [ CITATION Roo20 \l 1033 ]. They also have the expense of purchasing supplemental insurance and are known to have high tax rates deducted from there income to cover the cost of healthcare. Updated on 2/21/19
ORGANIZATIONAL SYSTEMS TASK 3 8 References An Employee's Guide to Health Benefits Under Cobra . (2020, July 15). Retrieved from United States Department of Labor: - files/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to- health-benefits-under-cobra.pdf Pre-existing Condition Insurance Plan . (2011, 5 31). Retrieved 7 15, 2020, from Center For Medicare and Medicaid Services: ? search=preexisting+condition&field_date%5Bmin%5D=&field_date%5Bmax %5D=&sort_by=search_api_relevance&items_per_page=10 Roosa Tikkamen, R. O. (2020, June 5). International Helath Care Systems Profiles - Switzerland. Retrieved 7 12, 2020, from The Commonwealth Fund: Access to health care in both Switzerland and the U.S. is regulated by the government at the federal and state levels. Both countries finance health care coverage partly through tax revenues and allow each Swiss canton or U.S. state to regulate premiums Roosa Tikkanen, R. O. (2020, June 5). International Health Care Systems Profiles. Retrieved July 12, 2020, from Commonwealthfund.org: - states U.S. Centers for Medicare and Medicad Services . (n.d.). Retrieved 7 15, 2020, from CMS.gov: Updated on 2/21/19
ORGANIZATIONAL SYSTEMS TASK 3 9 Updated on 2/21/19
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