Organizational Systems and Quality Leadership Task 3 - C489 5not have enough money to afford care. The burden of health care costs is heavy, and growing forAmericans. (HEALTH AFFAIRS 2020). Americans spend more than anyone else in the world on prescription drugs. The average cost being about $1,200 per person per year. In 2015, more than 10 million Americans were both entitled to Medicare and eligible for Medicaid services. In the United States, CHIP (Children’s Health Insurance Program)is an extension of Medicaid that has covered more than 8.1 million children in low-income families since 2015.In Germany, pre-existing conditions are not an issue with Gesetzliche Krankenversicherung (GKV) policies. With private coverage, if you have known conditions when you sign up, your premiums may be higher. However, they are legally obliged to accept anyone, so you cannot be denied health insurance because of a pre-existing condition.In the United States, due to the Affordable Care Act, health insurance plans can no longerdeny coverage for pre-existing conditions. Insurance plans must cover treatment for pre-existingmedical conditions. Insurance companies cannot reject coverage, charge more, or refuse to pay for health services for any prior medical condition. Insurance plans cannot deny coverage or raise rates solely based on your health.
Organizational Systems and Quality Leadership Task 3 - C489 6REFERENCES. [Accessed 2/2020][Accessed 2/2020]“Measuring The Burden Of Health Care Costs For Working Families, " Health Affairs Blog,April 2, 2019.DOI: 10.1377/hblog20190327.999531. [Accessed 2/2020]Ridic, G., Gleason, S., & Ridic, O. (2012). Comparisons of health care systems in the UnitedStates, Germany and Canada. Materia socio-medica, 24(2), 112–120.. [Accessed 2/2020]
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