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Mathematics for Everyday Life MEL3E-B Lesson 11, page 1 Copyright © 2008 The Ontario Educational Communications Authority. All rights reserved. Introduction Have you ever wondered how car insurance rates are determined? In this lesson, you’ll learn about the various factors that affect how much you pay for car insurance. You’ll also learn about the two-stage process for obtaining a driver’s licence, as well as the costs involved. What You Will Learn After completing this lesson, you will be able to • gather and interpret information about the procedures and costs involved in obtaining a driver’s licence • gather and interpret information about the procedures and costs involved in insuring a vehicle
Lesson 11, page 2 Mathematics for Everyday Life MEL3E-B Copyright © 2008 The Ontario Educational Communications Authority. All rights reserved. Graduated Licensing System All new drivers in Ontario enter the Graduated Licensing System (GLS). This system enables new drivers to get driving experience and skills gradually. The two-step process takes a minimum of 20 months to complete, whether you are applying for an automobile licence or a motorcycle licence. To apply for a driver’s licence, you must be at least 16 years of age, and must pass both a vision test and a knowledge test of the rules of the road. After you have passed these tests, you receive your G1 or M1 licence. You must pass two road tests in order to become fully licensed. Graduated Licensing for Automobile Drivers Class G1 A new driver must hold a G1 licence for a minimum of 12 months before trying the G1 road test. If you have successfully completed an approved driving course, this time may be reduced to eight months. As a G1 driver, the following rules apply: • You must not drive if you have been drinking alcohol. Your blood alcohol level must be 0. • You must not drive alone. A fully licensed driver with at least four years’ driving experience must sit in the front passenger seat. This is the only person who can sit in the front seat while you are driving. Your accompanying driver must have a blood alcohol level of less than 0.05 percent, in case he or she needs to take over the wheel. • You must ensure that each person in the vehicle has a working seat belt. • You must not drive on 400-series roads or on high speed expressways (unless accompanied by a licensed Ontario driving instructor).
Mathematics for Everyday Life MEL3E-B Lesson 11, page 3 Copyright © 2008 The Ontario Educational Communications Authority. All rights reserved.
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