Rate regulation 14 9 rate making method 13 3 rbc

Info icon This preview shows pages 5–6. Sign up to view the full content.

Rate regulation 14 9 Rate-making method 13 3 RBC ratio (table) 14 7 Reason for insolvencies 15 7 Reasons for exclusions 18 6 Reasons for insurance regulation 14 2 Rebating 15 0 Regulated areas 14 6 Regulatory objectives (rate making) 13 1 Repeal of the McCarran-Ferguson Act 15 5 Replacement cost insurance 16 8 Replacement cost less depreciation 16 7 Reporting form 19 2 Reports and examinations 14 8 Representations 17 2 Requirements of an insurance contract 17 4 Reserve for amount held on deposit 13 0 Reserves 14 6 Retaliatory tax laws 15 1 Retrospective rating 13 5 Revenues 12 7 Risk-based capital (RBC) 14 7 S Sales Practices and Consumer Protection 15 0 Schedule rating 13 4 Shortcomings of State regulation 15 3 Solvency regulation 14 6 South-Eastern Underwriters Association 14 4 Special coverage policy 18 6 State insurance departments 14 5 State versus Federal regulation 15 1 State-Made Rates 14 9 Straight deductible 19 0 Subrogation 17 0 Systemic risk 15 2 T Tabular value method 12 6 Taxation of insurers 15 1 Total assets = total liabilities + owner’s equity 12 4 Twisting 15 0 U Unearned premium reserves 12 6 Unfair trade practices 15 0 Unilateral contract 17 6 Use-and-File Law 14 9 V Valued policy 16 7 Valued policy law 16 8
Image of page 5

Info icon This preview has intentionally blurred sections. Sign up to view the full version.

W Waiver 17 8 Waiver and estoppel 17 8 Warranty 17 3 When must an insurable interest exist 17 0
Image of page 6
This is the end of the preview. Sign up to access the rest of the document.
  • Winter '18
  • Quang

{[ snackBarMessage ]}

What students are saying

  • Left Quote Icon

    As a current student on this bumpy collegiate pathway, I stumbled upon Course Hero, where I can find study resources for nearly all my courses, get online help from tutors 24/7, and even share my old projects, papers, and lecture notes with other students.

    Student Picture

    Kiran Temple University Fox School of Business ‘17, Course Hero Intern

  • Left Quote Icon

    I cannot even describe how much Course Hero helped me this summer. It’s truly become something I can always rely on and help me. In the end, I was not only able to survive summer classes, but I was able to thrive thanks to Course Hero.

    Student Picture

    Dana University of Pennsylvania ‘17, Course Hero Intern

  • Left Quote Icon

    The ability to access any university’s resources through Course Hero proved invaluable in my case. I was behind on Tulane coursework and actually used UCLA’s materials to help me move forward and get everything together on time.

    Student Picture

    Jill Tulane University ‘16, Course Hero Intern