he expected contributions of this study to the management in the field of

He expected contributions of this study to the

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he expected contributions of this study to the management in the field of banking is that the study may help decision makers to pay more attention on the major banking activities that will help in increasing the financial performance position and ranking of the public and private sector banks. The financial information of this study will also help the management in setting up plans and financial strategies. From an academic point of view, this research provides a new perspective in evaluating the financial performance of leading commercial banks as well as the finding of this study can be added to the present literature and it can help researchers in their future studies. Suggestions of the Study From the analysis and interpretation, it may be suggested that both the banks should try to retain the talented workforce and improve customer services which contributes to the profitability goals of the banks to remain competitive in this kind of environment. The management of the banks should further try to control over their expenses and disbursement cost in order to increase the profits. The banks should focus on the risk management while expanding their business internationally. The banks should offer the products to the customers according to their needs and expectations. The banks should create a customer friendly environment to satisfy their customers and to retain them. They should have an ability to repeat and sustain such efforts in future, which are crucial in maintaining their profitability. It can be concluded that the present study will help the decision makers of Indian public and private Sector Banks and other
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International Academic Journal of Business Management, Vol. 5, No. 1, pp. 26-47. 46 categories of Banks in Indian Banking Sector to concentrate on banking activities and thereby to increase the bank ranking and profitability performance. Limitations of the Study The study suffers from certain limitations and some of these are mentioned below so that finding of the study can be understood in a proper perspective. The limitations of the study are as follows: The present study is concerned with one public sector and one private sector bank which cannot be represent the entire banking sector and results of the study are limited to these two particular banks only. Hence, the results are not applicable to the entire banking sector. This study is limited to only ten year time period (2006-07 to 2015-16). The study is based only on secondary data which has been collected from published annual reports of banks and various relevant internet sources. The data obtained through reports is subject to window dressing and may not show the actual position of the banks. References Bhatia, K., Chauhan, N. & Joshi, N. (2015). Comparative Study of Performance of Public and Private Sector Bank. International Journal of Core Engineering & Management, 306-317.
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