(iii) Catastrophic medical bills and the loss of earnings during an extended period of disability (iv) Loss of income because of unemployment (v) Identity theft
2. Property Loss Exposures: (a) Direct physical damage to home and personal property because of fire, lighting, windstorm, flood, earthquake or other perils (b) Indirect losses resulting from a direct physical damage loss, including extra expenses, moving to another apartment or home during the period of reconstruction, loss of rents and loss of use of the building or property. (c) Theft of valuable personal properties like gold ornaments, money, house equipment etc (d) Direct physical damage losses to cars, motorcycles ad other vehicles from a collision and other than collision losses.
3. Liability loss exposures: a) Legal liability arising out of personal acts that cause bodily injury or property damage to others – murder, coalition b) Legal liability arising out of libel, slander, defamation of character and similar exposures c) Legal liability arising out of the negligent operation of a car, motorcycle, boat or recreational vehicle d) Legal liability arising out of business or professional activities e) Payment of attorney fees and other legal defense costs
Texas intentional tort cases Defamation case In Bexar Countssy, TX, a case was filed against a security company for the charge of defamation. An undercover detective made claims that a salesperson was stealing merchandise from her workplace. There was no proof to support this crime. However, the security company broadcasted its accusations to other employees. The salesperson was unable to find work after this and fell into a deep depression. Her attorneys helped her secure compensation at trial. Aggravated assault Another intentional tort case occurred in the city of Mineral Wells. A woman was arrested for aggravated assault after she threatened to kill a man. She slashed the tires of his car and also ran at him with a knife.
In India , a defamation case can be filed under either criminal law or civil law. Under criminal jurisprudence, the offence is compoundable. If the victim and the Accused settle their disputes out of the Court, the Court drops the case after recording their statement to that effect. Section-499. Five defamation cases that rocked corporate India 1. 1997: B V P Rao vs Rata Tata and others B V P Rao contended that Tata Tea had twisted and suppressed the facts projecting him in a very poor light by alleging that there was no response from him as home secretary in December 1995 for providing security after the Tata Tea received a letter from the Ulfa demanding hundred walkie-talkie sets. Rao, who was then the state power commissioner, claimed damage of Rs 1 crore against the Tata Tea, its managing director R Krishna Kumar and chairman of Tata group of companies Ratan Tata.
2. 2006: R S Lodha vs B K Birla Auditor R S Lodha, who had claimed that Priyamvada Birla had bequeathed her assets worth of 5000 crores to him, sued industrialist B K Birla for damages of Rs 100 crore. He said Birla's statements in the media had tarnished his image.
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