Iii catastrophic medical bills and the loss of

(iii) Catastrophic medical bills and the loss of
earnings during an extended period of disability
(iv) Loss of income because of unemployment
(v) Identity theft

2. Property Loss Exposures:
(a) Direct physical damage to home and personal property
because of fire, lighting, windstorm, flood, earthquake or other
perils
(b) Indirect losses resulting from a direct physical damage
loss, including extra expenses, moving to another apartment or
home during the period of reconstruction, loss of rents and loss
of use of the building or property.
(c) Theft of valuable personal properties like gold ornaments,
money, house equipment etc
(d) Direct physical damage losses to cars, motorcycles ad
other vehicles from a collision and other than collision losses.

3. Liability loss exposures:
a) Legal liability arising out of personal acts that cause bodily
injury or property damage to others – murder, coalition
b) Legal liability arising out of libel, slander, defamation of
character and similar exposures
c) Legal liability arising out of the negligent operation of a car,
motorcycle, boat or recreational vehicle
d) Legal liability arising out of business or professional
activities
e) Payment of attorney fees and other legal defense costs


Texas intentional tort cases

Defamation case

In Bexar Countssy, TX, a case was filed against a security
company for the charge of defamation. An undercover detective
made claims that a salesperson was stealing merchandise from
her workplace.

There was no proof to support this crime. However, the security
company broadcasted its accusations to other employees. The
salesperson was unable to find work after this and fell into a
deep depression. Her attorneys helped her secure compensation
at trial.

Aggravated assault
Another intentional tort case occurred in the city of Mineral
Wells. A woman was arrested for aggravated assault after she
threatened to kill a man. She slashed the tires of his car and also
ran at him with a knife.


In India , a defamation case can be filed under either
criminal law or civil law. Under criminal jurisprudence, the
offence is compoundable. If the victim and the Accused settle
their disputes out of the Court, the Court drops the case after
recording their statement to that effect. Section-499.

Five defamation cases that rocked corporate India
1. 1997: B V P Rao vs Rata Tata and others
B V P Rao contended that Tata Tea had twisted and suppressed
the facts projecting him in a very poor light by alleging that there
was no response from him as home secretary in December 1995
for providing security after the Tata Tea received a letter from the
Ulfa demanding hundred walkie-talkie sets. Rao, who was then
the state power commissioner, claimed damage of Rs 1 crore
against the Tata Tea, its managing director R Krishna Kumar and
chairman of Tata group of companies Ratan Tata.

2. 2006: R S Lodha vs B K Birla
Auditor R S Lodha, who had claimed that Priyamvada Birla had
bequeathed her assets worth of 5000 crores to him, sued
industrialist B K Birla for damages of Rs 100 crore. He said
Birla's statements in the media had tarnished his image.