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InsuranceWorkers compensation insurance: Moreover, this is for work related accidents or illnesses. The workers can get: First aid, workers compensations, return to work rehabilitation. Additionally this includes really monitoring any parts of accident in the business and the ability to compensate any workers that are struggling or have been induced with accidents as a result.Public liability insurance: $20 million dollar level of coverProfessional indemnity: Professional indemnity insurance is designed for professionals who provide advice or services to their customers. It protects your business against legal costs and claims by third parties for damages arising from acts, omissions or breaches of professional duty in the course of your business. Additionally this can protect the business in case it causes one of the following: injury or death to a customer, negligent advice to a customer, nervous shock, property damage, consequential loss. Business asset insurance:Multiple cover options to ensure your business is protectedExperienced consultants on hand to talk you through the options availableTechnology and cyber crime insurance:As technology grows, so does the insurance cover needed to protect against new risks to these devices. Insurance options include: Electronic equipment insurance that covers electronic items from theft or destruction and damage. And cyber liability insurance which protects the business against cyber crime. This means keeping data very secure which is becoming a more prevalent problem with people like hackers its very likely someone can infiltrate the security of the technology of the business.RiskStrategy to reduce or eliminate the riskTrigger identificationImplementation periodsMonitoring tasksResource restrictioOperational needsPerson responsibleFutura Group SIT12 /BSB15 Version 1.0
Restaurant operations flow chartLegal considerationsLicensing, qualifications and permitsFood business license: At the end of the day the business cannot go on unless it has a license which can end up with an illegal business and more than that a failed business. You must get a classification for a business restaurant which can be found here . Food, Health and Safety Regulations: Under the Australian New Zealand Food Standards Code (FSANZ) andFood Act 2003(NSW), restaurant businesses must satisfy the food and safety regulations. For instance, a common storage requirement for restaurants is storing meat products like beef and chicken in a cold chamber storing unit. You must ensure that you meet these food, health and safety regulations in operating your restaurant.Food Safety Supervision: It is also a legal requirement in many Australian states, namely NSW, VIC, ACT, SA and QLD, to have a Food Safety Supervisor available at all times. A Food Safety Supervisor is an individual who has the required training, qualification and registration to operate the restaurant. Such an individual could either be a current employee or an external contractor and is responsible for compliance with all food safety regulations during the operation of your restaurant.Futura Group SIT12 /BSB15 Version 1.0