Banking Terms Flashcards

Terms Definitions
el empleado
IOUs or debts
no good; not valid
payee signs back of check
a joint account
una cuenta conjunta
an unattended machine (outside some banks) that dispenses money when a personal coded card is used
legal process for revising repayment terms of existing debts because of a person's inability to pay
a savings account
una cuenta de ahorros
Joint Account
A savings or checking account established in the names of more than one person.
Account name used to access online banking.
Transaction account
account that allows transactions to occur at any time and in any number

A rock that has been abraded by windborne particles on multiple faces, forming a sharp edge in between, is termed a
what is left of revenue after costs are deducted
Secret word used, with the username , to access online banking. Banks usually have rules for passwords, such as they must be 36 to 12 characters long and hae both numbers and letters.
direct deposit
An automatic deposit of a paycheck without having to take a physical check to the bank.
a piecce of paper that lists money activity (deposit, withdraw, ATM, etc.
Check register
where you write down what checks you write
Checking Account
An account against which checks may be drawn.
debit card
This card looks like a regular credit card, but when it is used, the money is drawn immediately from the user's bank account.
Truth in Lending Act
guarantees that all information about costs of a loan is provided in writing
Collateral –
property of value that can take the place of a money payment
to charge or invest with a trust or responsibility; charge with a specified office or duty involving trust:
Commission Brokers
A trader operating on the floor of an exchange who executes trades for other parties
Hepatitis E Viruse: nucleic acid composition? route of transmission? Class of infection.
unenveloped, single-stranded RNA virus spread through fecal-oral routeHIGH MORTALITY RATE (FULMINANT HEPATITS) in pregnant womenmiddle aged adults in Asia, Sub-saharan Africa, Mexico
money market account
is a saving in which that intrest rate from month to month
A high school student badly burned in an automobile accident develops a skin lesions on the burn area during his hospitalization. Which of the following best describes the causative agent?
An oxidase-postive, aerobic, gram-negative bacillus
A high school student badly burned in an automobile accident develops a skin lesions on the burn area during his hospitalization. Which of the following best describes the causative agent?
(Microbiology General Principles, 64%): NOTE TO SELF: PICTURE LOOKED LIKE ANTHRAX; THEREFORE, DON'T BE FOOLED BY THE PICTURES! FOCUS ON THE QUESTION STEM! This is a case of ecthyma gangrenosum, the hallmark lesion of Pseudomonas aeruginosa infection. It is a common nosocomial infection in patients with cystic fibrosis, neutropenia, or severe burns. Pseudomonas aeruginosa is a gram-negative rod that is oxidase positive, aerobic ( a non-fermenter) and catalse positive. It is a prodigious producer of a capsule (slime layer) and is also distinguished by its production of a blue-green pigment and a grape-like odor. *CLOSTRIDIUM IS AN ANEROBIC, SPORE-FORMING GRAM-POSITIVE ROD. CLOSTRIDIUM WOULD NOT BE A COMMON PATHOGEN IN BURN PATIENTS AND WOULD NOT CAUSE SUCH A LESION. *Bacillus is a gram-positive, aerobic, spore-forming rod. Superficially, the skin lesion of anthrax (the anthrax eschar) might resemble the lesion caused by Pseudomonas, but would not be a common finding in burn patients, and indeed is quite rare in the U.S. *A gram-posotive, coagulase-negative coccus could be Staphylococcus epidermidis, Staphylococcus saprophyticus, or any of the members of the genus Streptococcus. None of these agents would be likely to produce a lesion such as that shown. Staphylococcus epidermidis is a member of the normal skin flora and is best know for its ability to colonize intravenous catheters and the endocardium via its production of a biofilm. Staphylococcus saprophyticus is best known as an agent of urinary tract infection in young, sexually active women, and the streptococci cause a wide variety of diseases, such as pharyngitis, meningitis, cullulitis, and endocarditis. *Staphylococcus aureus is a gram-posotive, coagulase-positive occus. It is a member of the normal skin flora and causes abscesses, furuncles, and boils, but not the lesion in the image here.
If a patient has some sort of kidney problem and needs to be on drugs that depend mainly on non-renal clearance. Which two characteristics should the drug have if hepatic metabolism and clearance is desired?
Drugs with high intrinsic hepatic clearance have:1. High Lipophilicity: allow drug to cross cellular barriers more easily and enter hepatocytes; are poorly eliminated by the kidney as these agents cross the tubular cell membranes after glomerular filtration and reenter tissues. 2. High volume of distribution:
to open
thân chủ
el vendedor
Money, paper money.
Account Number
Kouza Bangou
monthly payments
en cuotas mensuales
stock (equities)
la acción, las acciones
institutions such as commercial banks, credit unions, savings and loan associations, mutual savings banks, mutual funds, finance companies, insurance companies, and pension funds that borrow funds from savers and lend them to borrowers.
This is a persons personal identification number.
Oral administration is used to differentiate between malabsorption of pancreatic versus gastrointesntinal mucosal etiology.It is a monosac, and its absorption does not require pancreatic enzymes, not affected by pancreaatic insuffieciency.
Over-the-counter (OTC) markets
Secondary financial markets for broker-dealers that are organized via telephone and computer, with no centralized place for auction trading.
Niche Market
market designed to attract certain customers
Volatile liabilities
Jumbo CDs, deposits in foreign offices, federal funds purchased, repurchase agreements as well as Federal Home Loan Bank borrowings, and other borrowings with maturities of less than one year. They are normally issued in denominations above the amount that is federally issued so the depositor bears some risk of default
cash and other goods and property owned
to become spread throughout all parts of:
papers that show the amount owed for something you bought or work done for you
the process in which intrest is earned on both the principle, the amount deposited
Notional Principle
Serves as a reference figure in determining cash flows
Statement savings account
provides a monthly or quarterly computerized statement detailing all account activity

Desert varnish is a coating on aerially exposed desert rocks that is primarily composed of

iron and manganese-oxides
check number
the numerals written or printed on the upper right-hand corner of a check
primary market
a financial market in which new issues of a security are sold to initial buyers by the corporation/gov. agency borrowing the funds
cashier checks
issued by bank, usually for people who don't have checking account
Bank Teller
an employee at the bank that works with customers
Chelating Agents and corresponding indication
Dimercaprol and EDTA= Lead toxicityDeferoxamine= hemachromatosisPenicillamine= Copper (Wilson's dz)
Bounded Check
A check that a bank has refused to cash or pay because you have no funds to cover it in your account.
Large Time Deposits
Generally referred to as large CDs or jumbo CDs, these accounts consist of large, negotiable certificates of $100,000 or more. They are issued primarily by the largest banks and purchased by businesses and governmental units
A British dairy farmer develops fever with chills, myalgia,s headache, skin rash, and vomiting. He is quite ill and is hospitalized. Blood cultures demonstrate tightly coiled, thin, flexible spirochetes shaped like a Shepherd's crook. The spirochetes are
Leptospira interrogans
A British dairy farmer develops fever with chills, myalgia,s headache, skin rash, and vomiting. He is quite ill and is hospitalized. Blood cultures demonstrate tightly coiled, thin, flexible spirochetes shaped like a Shepherd's crook. The spirochetes are
(Microbiology General Principles, 64%): The only spirochete among the choices is Leptospira interrogans, so even if you didn't know the diseasses these organisms produce, you may have been able to answer the question. Leptospirosis, which this patient has, is caused by a spirochete; if you were presented with a list of spirochetes in the choices, the phrase "Shepherd's crook" should tip you off to Leptospira. Clinically, leptospirosis may range from nearly asymptomatic, or at least indistinguishable from other minor flu-like illnesses, to a potentially fatal form (Wal's diseasse) with jaundice, bleeding, renal failure, and skeletal muscle necrosis. Spread is via contact with blood or urine from infected animals, notably rats. Leptospirosis is found worldwide, but its more severe forms are most likely to occur in the tropics. *BRUCELLA ABORTUS IS A GRAM-NEGATIVE COCCUS AND IS ONE OF THE CAUSES OF BRUCELLOSIS. *Brucella melitensis is a gram-negative coccus and is one of the causes of brucellosis. *Pseudomonas mallei and Pseudomonas pseudomallei are small gram-negative bacilli that cause melioidosis.
Bank Debit Card
- you may pay for your purchases from cooperating businesses and the transactions are recorded directly to your bank account
Distal Duodenal Ulcer may suggest what?
Important to note that most duodenal ulcers occur in the first portion of the duodenum.Ulcers in atypical locations (like distal duodenum) may suggest Zollinger-Ellison Syndrome.Zollinger-Ellison syndrome occurs due to hypersecretion of gastrin by a pancreatic tumor. Gastrin>increase gastric acid production>peptic ulcers and/or diarrhea (due to inactivation of intestinal and pancreatic enzymes by excess gastric acid)
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