THE US HEALTH CARE WORK
WESTERN MEDICAL PRACTICE
18th century medicine was based
more on ideas and philosophies
than rigorous evidence-based
Patient Incentives for
Insurance plans generally
encourage preventive care (some
Prevention helps insurance
companies reduce costs
customers = less medical
allows lower premiums, higher profit
Some people say a free market-based approach is the
most efficient way to provide healthcare to people
But does purchasing health care for chest pain
differ from ?
Buying a new cell phone?
How health care differs?
Paying for Health
Out of Pocket Payments
Direct purchase by the consumer
(patient) of treatment and services
from health providers
Most common method of payment
until about 1950 or so.
Why is insurance needed?
Illnesses and injuries
UNIVERSAL HEALTH CARE
Full access to doctors when needed
Access = ability to pay = health
USA is the only developed country
without true universal access
Some countries are slightly less than 100%