Statutory liquidity ratio
Statutory liquidity ratio refers to the amount that the commercial banks require to maintain in
the form of Cash, Balance with NRB and Govt. securities before providing credit to the
customers. Statutory Liquidity Ratio is determ
Sources of long-term Finance
(Related with Financing/Capital Structure Decisions)
1. EQUITY CAPITAL
Equity capital represents ownership capital, as equity shareholders collectively own the company.
They enjoy the rewards and bear the risks of ownership. H
The Financial System
The financial system comprises of a variety of intermediaries markets and instruments that are related
in the manner shown in Exhibit 1. It provides the principal means by which saving are transformed
into investments. Given its role
A NOTE ON FINANCIAL RATIO ANALYSIS
(A TOOL OF FINANCIAL STATEMENT ANALYSIS)
This technical note explains in detail the analysis of financial statements of a company. It provides
insights into two widely used financial tools, ratio analysis and co
Al Taayeen Management Consultants
Cash Flow Versus Profit
Profit and cash flow are two entirely different concepts, each with entirely
different results. The concept of profit is somewhat broad and only looks at
income and expenses over a certain period,
Personal Investment Strategies
June 12, 1999
Why Do You Save (Invest)?
Answers depend on:
June 12, 1999
Personal Investment Strate
INVESTMENT POLICY STATEMENT
City of St. Joseph, Missouri
Police Pension Fund
A Defined Benefit Plan
(Revised March, 1998)
(Revised December, 1999)
TABLE OF CONTENTS
I. INTRODUCTION - 3
Purpose - 3
Investment Objective - 3
Policy Index- 3
WHY DO WE CARE ABOUT RISK?
Do human beings seek out risk or avoid it? How does risk affect behavior and
what are the consequences for business and investment decisions? The answers to these
questions lie at the heart of any discussion about ri
AND THE INVESTMENT
John L. Maginn, CFA
Maginn Associates, Inc.
Donald L. Tuttle, CFA
Dennis W. McLeavey, CFA
profit and cashflow dont necessarily go hand in hand
PROFIT AND CASH FLOW DONT NECESSARILY GO HAND IN
There are business fundamentals that are common to each and every business
and at the heart of every situation is the importance of pro
Financial Statements: Analysis and Interpretation
Meaning of Financial Statements
Every business concern wants to know the various financial aspects for effective decision making.
The preparation of financial statement is required in order to ac
NOTES AND ANSWERS
BINOMIAL OPTION PRICING
3. Suppose there are only two possible future states of the world. In state 1 the stock price rises by 50%.
In state 2, the stock price drops by 25%. The current stock price S(0) = $50. If a call option ha
Mutual Fund Regulations, 2067 (2010 A.D.)
"Sponsor" means the Body Corporate who establishes and promotes the Mutual Fund.
(f) "Fund Supervisor" means the group of people appointed pursuant to Regulation 6 for
supervising the Mutual Fund.
These are the external forces in the
international business environment.
Variables such as exchange rates, interest
rates, inflation rates, and taxation are
employed to assess these forces.
It is the system of exchangi
Oct 15, 2013
Why Should You Invest in Mutual Funds?
considering investment opportunities, the first challenge that almost every investor faces is a
plethora of options. From stocks, bonds, shares, money market securities, to the right
1. Provisions Relating to Capital Adequacy
The main reason why capital is given that sort of importance in bank management is due
to the fact that capital protects banks against unexpected losses. For this purpose every
bank regulator specifies the capita
Fundamentals of accounting and cash flow Fundamental Analysis
Time: 20 minutes
1. Which of the following is not correct, in general?
Stockholder's equity = Assets - Liabilities.
Net working capital = Current liabili
A Note On Investment Strategies Involving Options
Options on commodities have existed in different forms since 1860 for products including gold, wheat
and tulip bulbs. However, large-scale manipulation by intermediaries and absence of standar
A Note On Interest Rate Futures
An interest rate futures contract is an agreement to buy or sell a package of debt instruments at a specified
future date at a price that is fixed today.  The underlying assets of an interest rate futures co
A Note On Currency And Index Futures
Futures trading started way back in 1865 on the Chicago Board of Trade (CBOT), but prior to 1972, the
underlying asset of futures contracts were agricultural commodities. The futures market met the needs
Investment Strategies for the 21st Century
Frank Armstrong called on his 30 years of experience as a portfolio manager and
investment counselor to write Investment Strategies for the 21st Century, as far as we
know, the first investment book ever publishe