Ice-Fili Individual Case Assignment
Instructions: Submit your answers to the following questions via the link provided in
Blackboard. Submissions should generally not be longer than 1000 words and are due by 10:30
pm the day before we first cover the case
Types of Risk
Outcome-loss/no chance of gain
Risk unique to an individual or a corporate entity (diversifiable)
Risks that are pervasive to and affect the whole economy/market
Finance 330 Chapters (1,2,3 and 6)
For all the chapters you need to:
Understand the concepts and problems worked out in class
Get more practice with suggested book problems
Chapter 1 :Role of Financial Markets and Institutions
Overview of Fin
FINANCE 361: Personal Risk Management and Insurance (Fall 2016)
TR: 9:30-10:50 in Gerdin Business Building 0129
Mark L. Power
3214 Gerdin Business Building
O/H: T 2-3, Wednesday 10-11:30, by appointment or drop in.
Fin 361 Study Sheet Chapters 6, 7, 8
1. Understand the definition of insurance and parties to the insurance transaction.
a. Insurance- A social device in which a group of individuals transfer risk to another party
such that the third party combines or
Name Alexander Freeman_ ID_560703143_Reading #1_Date_9/1/16_
The main focus in the article, Are Accidents Here to Stay by EHS Today, was to raise
awareness about accidents in the workplace. The argument here is that there is no such thing as
1. Human capital is the stock of knowledge, habits, social and personality attributes, including creativity, embodied
in the ability to perform labor so as to produce economic value.
2. Financial capital is
3. Uncertainty has _two_ p
Adhesion- Situation in which insureds have no input in the design of a policys term.
Understand Agency and the importance of waiver and
Law of Agency- The legal consequences of people acting on behalf of other people or organization
What measures can maximize shareholders wealth?
Shareholder wealth is maximized by maximizing the difference between market value of
the firms stock and the amount of equity capital originally supplied.
Market Value Added (MVA)
Market Value of Stock