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INS Documents

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  • 39 terms

    Term:

    Ownership clause

    Definition:

    The policyholder possesses all contractual rights in the policy while the insured is living.

    • Chapter 12 Life Insurance Contractual Provisions
    • 39 terms
    • Vocabulary for Chapter 12 Life Insurance Contractual Provisions. Find, create, and access Insurance, flashcards with Course Hero.
  • 27 terms

    Term:

    Annuity

    Definition:

    A periodic payment that continues for a fixed period or for the duration of a designated life or lives.

    • Chapter 14 Annuities and Individual Retirement Accounts
    • 27 terms
    • Vocabulary for Chapter 14 Annuities and Individual Retirement Accounts. Find, create, and access Insurance, flashcards with Course Hero.
  • 13 terms

    Term:

    Traditional net cost method

    Definition:

    Earlier method of determining cost to an insured of a life insurance policy, determined by subtracting the total dividends received and cash value at the end of a period from the total premiums paid during that period. Does not consider the time value of money and is no longer used.

    • Chapter 13 Buying Life Insurance
    • 13 terms
    • Vocabulary for Chapter 13 Buying Life Insurance. Find, create, and access Insurance, flashcards with Course Hero.

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