BUSN380 Week 6 Project #2 House Buying Assignment Part 2
The logic for choosing your two zip codes (work location, family location, good schools,
The obvious logic in choosing the zip code (11238) in which I currently live, is born of
BUSN380 Week 6 Threaded Discussion Insurance Trade-Offs & Lowering Insurance Costs &
What insurance coverages do you currently carry and pay for? As a percentage of your
estimated monthly disposable income (which you identified in Week 2), what prop
BUSN380 Week 6 Assignment Project # 3 Car Buying Assignment
Car Buying Assignment
Deciding on my Budget
The maximum amount of money I can spend on a car is $24,000. An evaluation of my finances reveals
that I cannot afford to pay cash for my new Toyota Pr
BUSN380 Week 4 Assignment Project Budget sheet
Project #1 - Job Search and Personal Budget Assignment
In this assignment, we are going to find a job (this could be your dream job or current job)
and then use the spreadsheet Personal Budget which is also l
WEEK 4 LECTURE SUPPLEMENT
Bond valuation represents a straightforward application of the present value principles presented
by Lecture 1. With respect to these present value principles, generally speaking there are two
major bond categories: zero-coupon b
BUSN380 Week 5 Threaded Discussion Insurance Obligations & Subsistence Spending
What are the financial merits of rent/lease vs. outright purchase decisions? When do you think it is
appropriate in life to choose to rent, and when to p
BUSN380 Week 4 Assignment Project #1 - Job Search and Personal Budget Assignment
Catering Company Owner
a. Job description.
1. Run the business operations of a catering company, while planning and executing special
2. Collaborate with event planne
BUSN380 Week 6 Project #2 House Buying Assignment Part 1
345 Clinton Avenue, Brooklyn NY 11238
8401 Sanctuary Blvd Riverdale Boro, NJ 07457
Solutions: Problem Set 4
Determining Profit or Loss from an Investment. Three years ago, you
purchased 150 shares of IBM stock for $88 a share. Today, you sold
your IBM stock for $103 a share.
For this problem, ignore commissions that would be charged to
BUSN380 Week 4 Notes
FINANCIAL PLANNING PROBLEMS CHAPTER 13
1. Calculating the Amount for an Emergency Fund. Beth and Bob Martin have a total takehome pay of $3,200 a month. Their monthly expenses total $2,800. Calculate the amount the
couple needs to est
Problem Set 5
1. Tammy Monahan is considering the purchase of a home entertainment center.
The product attributes and weights she plans to consider are:
sound projection .6
Tammy rated the brands as follows:
Problem Set 6
1. For each of the following situations, what amount would the insurance company
a. Wind damage of $835; the insured has $500 deductible.
b. Theft of a stereo system worth $1,300; the insured has a $250 deductible.
c. Vandalism that doe
Week I Assignment Problem Set 1
TCO 1 Time value of money relationships & applications; opportunity costs;
personal financial statements -Problem Set 1
(Note: Some of these problems require the use of the time value of money tables in
Problem Set 3
1. Louise McIntyres monthly gross income is $2,000. Her employer withholds $400 in federal,
state, and local income taxes and $160 in Social Security taxes per month. Louise contributes
$80 per month for her IRA. Her monthly credit payments
Problem Set 7
Calculating Net Asset Value. Given the information below, calculate the net
asset value for the Boston Equity mutual fund.
Total number of shares 4,400,000
NVA = Value of portfoli
BUSN380 Week 7 Threaded Discussion Zero-based Assets & Home Evaluation & Estate
U.S. Treasury bills held to maturity have a beta of zero. Why? Discuss the implications
with respect to your overall investment portfolio as you approach retirement age.
BUSN380 Week 1 Notes
PERSONAL FINANCE BASICS & THE TIME VALUE OF MONEY
Analyze a personal financial statement.
Identify opportunity cost.
Measure the time value of money.
Compute the present value of a lump sum and an annuity.
BUSN380 Week 1 Threaded Discussion Time Value of Money & Opportunity Costs
Incorporating time-value-of-money concepts and information from well-developed personal financial
statements, identify your long-term financial goals and discuss the pertinent aspe
IMPORTANCE OF TAXES FOR PERSONAL FINANCIAL PLANNING
Know all the taxes you pay in order to understand tax planning, and make good decisions
about spending, saving, borrowing, and investing decisions.
Take advantage of appropriate tax benefits by knowi
TCO 2 - Problem Set 2 - Tax Fundamentals; Cash Management;
Distinctions among Financial Institutions
1. Thomas Franklin arrived at the following tax information:
Gross salary, $46,660
Interest earnings, $225
Dividend income, $80
One personal exemption, $3
BUSN380 Week 2 Threaded Discussion Disposable Income & Alternate Savings Vehicles
Identify and present all taxes you pay during the course of a typical year. Include taxes that
are called fees (such fees are really taxes by another name).
Some of the taxe
BUSN380 Week 3 Notes
ADVANTAGES of CREDIT
The use of credit provides immediate access to goods & services, flexibility in money
management, safety and convenience, a cushion in emergencies, a means of increasing resources,
and a good credit rating if you
BUSN380 Week 3 Threaded Discussion Hazardous to Your Health & Credit Card Balances
Using the Internet, locate a source that identifies the number of personal bankruptcies that have
occurred in the U.S. during a relatively recent time period. Locate and re
BUSN380 Week 4 Threaded Discussion Portfolio Diversification & Portfolio Risk
Class, let's begin with a word about diversification: when the term "diversified" is used, it
means, specifically, that the assets in an investment portfolio are allocated to ma
BUSN380 Week 5 Notes
Every person making personal financial decisions is a CONSUMER
Daily buying decisions involve a trade-off between current spending and saving for the
FACTORS affecting daily buying habits:
Economic (inflation, interest rates