Amanda Richardson 1. A good speaker must be knowledgeable on the subject that is being talked about. You need to know where you got your resources from and be able to discuss them clearly. When presenting a speech it is a good idea to dress nice and not w
#6.The insurer may suspect that a moral hazard exists if the policyholder
a)Is not honest about his health on an application for insurance.
b)Is prone to depression.
c)Is indifferent to activities that may be dangerous.
d)Always drives over the speed limi
#2.All of the following are requirements for life insurance illustrations EXCEPT
a)They must differentiate between guaranteed and projected amounts.
b)They must be part of the contract.
c)They may only be used as approved.
d)They must identify nonguarante