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  • 29 terms


    1. Introduction & Structure of US Banking


    How banks operate is broadly similar across the globe. However, the structure of US banking is in a class of its own. In most countries, less than 10 banks dominate the industry but in the US there are currently approximately 7000 commercial banks, 1000+ savings and loan associations and 7500 credit unions. The top 10 US banks only accounted for 59% of the assets – compared to the UK which the top 5 account for over 90%. This poses two questions – i) is more better? ii) Why are there so many banks in the USA? We need to examine the historical evolution of the US monetary sector and political fights over banking regulation.

    • U.S Banking
    • 29 terms
    • Vocabulary for U.S Banking. Find, create, and access mutual savings banks, flashcards with Course Hero.

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