Banking and Finance Class One:
Introduction to the Financial System
October 20th 2014 Mid Semester Exam
o Financial Markets and Institution
o Financial Institution Management
o Bank Management and Financial Services
o Graded On:
Assignments and Pa
STUDY GUIDE FOR FINA1001
ELEMENTS OF BANKING & FINANCE
EXAM DATE: 1ST OF MAY 2017
FORMAT: 4 questions to choose from and you must choose 3 questions. Each
question is worth 20 marks. Exam total out of 60.
LECTURES EXAM IS BASED ON AND THE POSSIBLE TOPICS:
Basle Committee on Capital:
The purpose of bank supervision is to ensure that
banks operate in a safe and sound manner and that they
hold capital and reserves sufficient to support the risks
that arise in business.
Over the years there has b
1. Depository Institutions:
a. The principle activities of commercial banks:
b. Accept deposits
c. Disburse loans and
d. Offer other services.
e. Borrowers with smaller credit needs rely on depository institutions
f. Credit unions offer simil
Banking and Finance
Monday, 15 September 2014
1. Regions Economy:
a. Central Monetary Authority (central banks)
i. Each country has its own central bank.
ii. Typically an organisation formed by a separate Statutory
1. Responsible for
Banking and Finance Class Four
Monday, 22 September 2014
Money and Introduction to Risks
a. Any commodity that is generally accepted as a measure of value
and a medium of exchange for the final payment of goods and
i. Fiat Money:
Introduction to Banking and Finance Class 5
Legal Aspects of Banking and Finance
Monday, 29 September 2014
1. Financial Institutions business is rooted in contract law ranging from
acceptance of a deposit to giving of a loan or mortgage.
1. Economic Development:
a. Men, materials, and money are crucial inputs in production.
i. Human capital and physical capital can be bought and developed with
b. Given real resources and suitable attitudes, a well-developed financial
Banking and Finance Class Two
Monday, 08 September 2014
1. Mutual Funds: A mutual fund is a type of professionally managed
collective investment scheme that pools money from many investors to
purchase securities. These are operated by money managers.
Elements of Banking and Finance Lecture 6
The Lending Function
Monday, 13 October 2014
1. The loan portfolio of any bank is generally influenced by regulation.
a. Real Estate loans cannot exceed Bank Capital in Barbados.
b. Also loan to a single customer
CAVE HILL CAMPUS
DEPARTMENT OF ECONOMICS
FACULTY OF SOCIAL SCIENCES
FINA 1001 ELEMENTS OF BANKING AND FINANCE
Semester 2, 2016-2017
Tutorial Assignment 1A
Prepare a glossary for the terms below:
Financial instruments (securities)