Name_ Date_ Mods_
Worksheet Paychecks and Definitions
Part 1 Definitions
Define the terms below as best you can using your own words. If you cannot remember
what the term means, refer to your notes.
Note Taking Guide Managing Your Cash
Cash management is_
Effective cash management includes having available money for:
Cash Management Tools
A cash management tool is _.
The five types of cash management tools are:
Note Taking Guide Understanding Your Credit Card
Credit Card Interest
Interest is charged each month the balance is not _.
Rate at which the interest is charged is referred to as:
The APR is the cost of credit expressed as a _.
*Imagine you have just started your first job! After the first week, you have earned
$100. About how much money would you receive in your first paycheck?
Worksheet Credit Cards
Directions: Please match the following definitions with the correct terms by placing the
correct letter in the spot indicated.
(1/2 point each)
a. Annual Fee
b. Annual Percentage Rate
UNIT 7 RISK MANAGEMENT AND INSURANCE
Note Taking Guide Identity Theft
Upon completion of this lesson, participants will be able to:
Recognize ways in which identity theft occurs.
Examine costs to the consumer when identity theft occurs.
Are YOU a SPENDER or a SAVER?
Reports indicate that how a person handles money as a teenager is a good predictor of how one
will handle money throughout his/her lifetime. Regardless of whether you have a job or not, think
Financial Literacy- Notes on Insurance
Insurance is an arrangement between an _
and an _ to protect the individual against _.
A policy is a _ between the individual and the
insurer specifying the _.
A policyholder is _.
A premium is
Financial Values Categories
1. Concern for Others
Money can be used to help your family and friends, to support
causes you believe in, and to make the world a better place for
everyone. You would not want to choose a job that was harmful to
others or unet
General Compound Interest Formula
A = Amount in the account
P = Principal amount (original amount you deposited)
r = Interest rate (always express it as a decimal and not a whole number, i.e. 5% would
n = Number of times per year the interest is