Q2. Provide an example of internal and external risk for a large automaker.
AnsInternal riskA short circuit occurring in one of the production units, disrupting the
functionality causing an explosion and loss of heavy equipment.
External RiskA g
2. Describe the conditions in which avoidance is an important risk handling technique.
AnsRisk avoidance is the elimination of hazards, activities and exposures that can negatively affect an
Some of the conditions in which
Q2. How does insurance redistribute the cost of all losses?
AnsThe cost of all the losses is redistributed among all the pool members. Thus, the pool combines
all the potential losses from the customers of an insurer and then transfers the cost
1a.Potential loss of domestic pets- Would not qualify- does not cause an economic hardship.
b. Potential loss of farm animals- Qualifies- Causes economic hardship to the insured
c. Loss of a persons memory- Qualifies- The loss of income is insur
5. Describe the difference between loss severity and loss frequency. In your answer give an
example of a loss control technique (as described in Chpt 2 risk identification) that can be
used by the owner of an apartment complex to reduce frequency and seve
A. Latar Belakang
Pada masa sekarang ini manusia berada pada era informasi, hal itu berarti bahwa
informasi sudah menyentuh seluruh segi kehidupan dan penghidupan, baik pada tingkat
individu, tingkat kelompok, dan tingkat organisasi. Ban